Business Details
Commercial Insurance Solutions in Kent
Established over two decades ago, Broadsure Direct has built a reputation as a trusted independent commercial insurance intermediary serving clients nationwide. Our expertise spans a comprehensive range of insurance solutions tailored to meet the diverse needs of businesses across multiple sectors. With a focus on fleet insurance, we provide coverage for haulage, own goods vehicles, and specialist equipment, including tippers, cranes, and concrete pumps. We also offer dedicated taxi insurance, motor trade coverage, and goods-in-transit policies, ensuring businesses are protected against liability and operational risks. Our team of experienced professionals works closely with clients to deliver personalized account management, bespoke instalment plans, and full claims handling services. By partnering with leading insurers, we secure competitive pricing and tailored schemes, including vehicle security options such as telematics and driver training.Our commitment to exceptional customer service is reflected in our Saturday opening hours and a dedicated support team available throughout the policy term. Recognized for our integrity and market knowledge, we hold authorization from the Financial Conduct Authority, underscoring our adherence to rigorous regulatory standards. Client testimonials consistently highlight our responsiveness, attention to detail, and ability to deliver customized coverage that aligns with specific business requirements. Whether insuring a single vehicle or managing a large fleet, we prioritize transparency, reliability, and long-term client relationships. Our proactive approach to risk management and claims resolution ensures businesses maintain financial stability and operational continuity. Through continuous engagement with evolving industry needs, we remain a preferred partner for commercial insurance solutions in Kent and beyond.
Services
Fleet Insurance
HGV Insurance
Courier Insurance
Business Insurance
Motor Trade Insurance
Goods in Transit
Commercial Property Insurance
Public Liability Insurance
Employers Liability Insurance
Professional Indemnity Insurance
Highlights and features
- Dedicated account handler throughout your policy term
- Experienced support team for queries and policy changes
- Bespoke instalment plans to suit business circumstances
- Full claims handling services with insurer partnerships
- Saturday opening hours for added convenience
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding service
Second to none
Polite and helpful
Quick problem resolution
Inspired to write review
Services
Fleet Insurance
Fleet Insurance provides comprehensive protection for businesses operating two or more vehicles, including haulage, own goods vehicles, and specialist equipment like cranes and concrete pumps. Policies are tailored to cover diverse operational needs, from single-vehicle schemes to multi-vehicle fleets. Clients benefit from access to leading insurers, bespoke discounts, and risk management tools such as telematics and driver training to reduce claims and premiums.
Goods in Transit
Goods in Transit Insurance safeguards cargo during transportation against theft, damage, or loss, catering to couriers, hauliers, and removal firms. Coverage includes standard and high-risk loads, with options for RHA, CMR, and all-risk policies. Additional protections for hazardous materials and temperature-controlled goods are available, ensuring compliance with contractual obligations and minimizing financial exposure for businesses.
Business Insurance
Business Insurance offers integrated coverage for property damage, liability claims, and business interruption, tailored to safeguard operations of all sizes. Policies include public liability, employers liability, and professional indemnity protections, with access to specialist markets for complex risks. This ensures businesses maintain financial stability against unforeseen events impacting premises, equipment, or third-party interactions.
Motor Trade Insurance
Motor Trade Insurance protects businesses handling customer vehicles, covering road risks, premises, and employee liabilities. Policies include third-party, fire and theft, or comprehensive cover, alongside indemnity limits and no-claims bonus protection. Additional options like product liability and business interruption insurance ensure comprehensive risk management for garages, dealerships, and repair workshops.
HGV Insurance
HGV Insurance provides specialized coverage for heavy goods vehicles up to 100 tonnes, including owner-drivers and fleet operators. Policies accommodate haulage, skip carriers, and waste dealers, with options for European operations under CMR conditions. Subsidized security measures and flexible driver criteria ensure cost-effective protection while complying with legal requirements for public and employers' liability.
Questions
What types of vehicles are covered under Fleet Insurance?
Fleet Insurance covers haulage vehicles, own goods vehicles, tippers, skips, cranes, road sweepers, concrete pumps, cherry pickers, and other specialist types.
Can I get Goods in Transit cover for hazardous materials?
Yes, Broadsure Direct offers coverage for hazardous goods, theft-attractive items, and temperature-controlled cargo upon request.
Is Public Liability Insurance legally required?
Public Liability Insurance is not a legal requirement but is strongly recommended for businesses interacting with the public to cover injury or property damage claims.
Do you offer flexible payment options for insurance policies?
Yes, we provide tailor-made instalment plans to suit business circumstances, including Saturday support for policy adjustments.
Can young drivers obtain HGV insurance?
Yes, drivers under 25 can get HGV insurance, with options like telematics to mitigate risk and reduce premiums.
What is Confirmed Claims Experience in Fleet Insurance?
Confirmed Claims Experience documents track claims history to determine future premiums, with three years of records typically required for quotations.
