Business Details
39 Years
experience
Emergency
services
Specialist Scuba Insurance Since 1987
Established in 1987, Dive Master Insurance has been a trusted provider of specialist scuba diving insurance for over three decades. Our expertise spans recreational diving, underwater film and media projects, and scientific expeditions, with a global client base across the EU, Red Sea, Australasia, Southeast Asia, and Mexico. As an Approved Cover Holder at Lloyds, we combine industry-leading underwriting with tailored policies to meet the unique needs of divers, dive professionals, and commercial projects.Our commitment to reliability and integrity has solidified our reputation as the go-to insurer for the dive trade worldwide. We pride ourselves on offering comprehensive coverage, including personal accident insurance, liability protection, and equipment policies, while maintaining a customer-centric approach that prioritises transparency and swift claims resolution. With decades of experience, we continue to innovate and expand our services to address evolving industry demands.
Services
IDEC Dive Accident Cover
Trip Travel Insurance
Annual Multi Trip Insurance
Pro Diver Liability
Sport Diver Liability
Dive Equipment Insurance
Worldwide Diver Insurance
ScubaPro Combined Policy
INDIGO Dive Trade Insurance
Details
- Year established: 1987
Highlights and features
- We have over 30 years of experience in specialist scuba diving insurance.
- Our policies are tailored to unique diving and underwater projects.
- We operate as an Approved Cover Holder at Lloyds for specialist risks.
- Our team provides 24/7 emergency assistance for dive-related incidents.
- We maintain a global reputation for reliability and customer-centric service.
Associations and certifications
- Financial Conduct Authority
What people say
Consistently efficient
Highly recommend
Second-to-none
Comprehensive coverage
Immediate assistance
Services
IDEC Dive Accident Cover
IDEC provides personal accident insurance for scuba and free divers, covering medical emergencies and rescue costs globally. With enhanced benefits including a 500,000 aggregate limit, it ensures comprehensive protection for divers in popular locations like Egypt, Thailand, and the Maldives. This policy is ideal for single-trip or extended diving expeditions.
Pro Diver Liability
Pro Diver Liability insurance protects recreational diving instructors with limits up to 5 million for legal liabilities arising from client injuries or equipment damage. It includes criminal defence costs and covers training programmes under certifying associations. This annual policy excludes the USA and Canada but supports global diving instruction activities.
Dive Equipment Insurance
This annual policy covers loss, damage, or unexplained flooding of dive gear, cameras, and rebreathers. Designed for divers requiring reliable equipment protection during global travel, it ensures financial security against accidental damage or theft. The policy integrates seamlessly with other Dive Master travel and liability covers.
Worldwide Diver Insurance
Worldwide Diver Insurance offers extended travel coverage for trips lasting six to twelve months, combining IDEC medical protection with travel insurance. Tailored for gap-year students or long-term divers, it includes emergency medical evacuation and trip-related risks. This policy excludes the USA and Canada but covers global destinations.
INDIGO Dive Trade Insurance
INDIGO provides liability insurance for dive schools, centres, and shops, covering legal claims from client injuries or property damage. As a business-focused policy, it addresses the unique risks of commercial dive operations, including equipment hire and instructional activities. This cover is essential for dive trade entities seeking comprehensive protection.
Questions
What does IDEC Dive Accident Cover include?
IDEC covers personal accidents for scuba and free divers globally, including medical treatment, rescue costs, and an increased aggregate limit of £500,000.
Can I get liability insurance as a diving instructor?
Yes, Pro Diver Liability offers up to £5 million coverage for instructors, including legal defence costs and client-related incidents during training programmes.
Is dive equipment covered under your policies?
Yes, our Specialist Dive Equipment Insurance covers loss, damage, or flooding of gear, cameras, and rebreathers on an annual basis.
Do you offer insurance for extended diving trips?
Worldwide Diver Insurance covers trips lasting six to twelve months, combining IDEC medical cover with travel insurance for global destinations.
Are there discounts for multi-policy holders?
Dive Master offers combined policies like ScubaPro, which integrates IDEC and Pro Diver Liability for cost-effective coverage.
