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Trusted Equestrian Insurance Solutions in Harlow
Shearwater Insurance Services is a specialist equine insurance provider dedicated to meeting the unique needs of equestrian businesses and private horse owners. With over 100 years of combined experience in the equine insurance sector, our team comprises horse owners who understand the specific risks and requirements of working with horses. We offer tailored insurance solutions for livery yards, riding schools, trekking centres, freelance instructors, and commercial horse transporters, ensuring comprehensive coverage for equine properties, vehicles, and liability scenarios.

Our policies protect against financial losses from unforeseen events, including damage to stables, equipment, and livestock, while providing personal accident coverage for riders and handlers. We pride ourselves on delivering expert guidance and customized insurance strategies that promote business continuity and peace of mind for our clients.
Services
Equestrian Property Insurance Livery Yard Insurance Horsebox Insurance Agricultural Vehicle Insurance Riding School Liability Trekking Centre Coverage Personal Accident Insurance Saddle Fitting Insurance
Highlights and features
  • We have over 100 years of combined experience in equine insurance.
  • Our team comprises horse owners with firsthand industry knowledge.
  • We offer tailored policies for livery yards, riding schools, and transporters.
  • Comprehensive coverage includes property, liability, and personal accident insurance.
  • We prioritize quick recovery from unforeseen financial losses.
Services
Equestrian Property Insurance
Protects equine properties including stables, saddlery, and livestock against damage from fire, theft, or natural disasters. Designed for private and commercial owners to ensure business continuity. Includes coverage for forage and equipment essential to daily operations.
Livery Yard Liability
Covers legal liabilities arising from injuries or property damage at livery yards. Protects against claims related to horse care, visitor accidents, and facility operations. Tailored for both small private yards and large commercial facilities.
Horsebox Insurance
Specialized insurance for horse transport vehicles, including theft protection, accident damage, and breakdown assistance. Ensures safe transportation of horses and handlers with comprehensive roadside support and repair coverage.
Agricultural Vehicle Insurance
Covers tractors, cranes, and forklifts used in equestrian settings. Provides protection against mechanical failure, collision damage, and liability claims. Designed for businesses relying on heavy machinery for stable maintenance and operations.
Riding Schools & Trekking Centres
Comprehensive liability and property coverage for riding instruction and trail riding businesses. Includes protection for instructor accidents, horse-related incidents, and facility damage. Helps maintain operational stability during claims or disruptions.
Questions
What types of equestrian businesses do you insure?
We cover livery yards, riding schools, trekking centres, freelance instructors, and commercial horse transporters with tailored insurance policies.
Do you offer coverage for horse transport vehicles?
Yes, we provide Horsebox and Trailer Insurance with protection against theft, damage, and breakdowns during transit.
What does Equestrian Property Insurance cover?
Our policies protect stables, saddlery, forage, and livestock against unexpected events like fire, theft, or weather damage.
Is personal accident insurance available for riders?
Yes, we offer Personal Accident Insurance for riders and handlers, covering injuries sustained while working with horses.
Do you insure agricultural vehicles used in equestrian work?
We provide specialized coverage for tractors, forklifts, and other agricultural vehicles used in equine operations.
How do you tailor policies to individual needs?
Our team assesses your specific risks and creates customized insurance solutions to match your equestrian business requirements.