Business Details
26 Years
experience
Trusted Business Insurance Solutions in Watford
Established over a quarter of a century ago, we specialise in providing tailored business insurance solutions for small and medium-sized enterprises within the hospitality sector. Our expertise spans from bustling high street takeaways to prestigious private members' clubs across London and beyond. We pride ourselves on offering comprehensive coverage at competitive rates, supported by a proactive claims service designed to expedite recovery from unforeseen setbacks. Our approach prioritises personal consultation over automated systems, ensuring bespoke advice aligned with individual business needs.As an Appointed Representative of Movo Partnership Ltd, authorised and regulated by the Financial Conduct Authority, we maintain the highest standards of integrity and trust. Our partnerships with reputable insurers guarantee robust coverage when it matters most, and our multilingual team remains dedicated to delivering 5-star customer service. With UK-wide coverage and a reputation built on word-of-mouth referrals, we continue adapting policies to meet evolving business challenges.
Services
All Risks
Legal Expenses
Business Interruption
Employers Liability
Public & Products Liability
Details
- Year established: 2000
Highlights and features
- We offer 25+ years of specialist experience in hospitality insurance
- Our bespoke policies are tailored to individual business needs
- We provide proactive claims management for faster business recovery
- Our FCA-regulated services ensure compliance and consumer protection
- We combine personal consultation with industry-leading underwriters
Associations and certifications
- Financial Conduct Authority (FCA)
Services
All Risks
Our All Risks insurance protects business premises against physical damage from fire, flood, storm, and accidental damage. Covers fixtures, fittings, equipment, and stock while including tenant improvements and deterioration. Provides comprehensive protection for business assets against unforeseen physical risks.
Legal Expenses
Legal Expenses cover safeguards against costs arising from disputes, compliance issues, or litigation. Maintains business financial stability during legal challenges while preserving operational continuity. Essential for managing legal obligations without compromising day-to-day business functions.
Business Interruption
Business Interruption insurance covers financial losses when operations halt due to physical damage. Protects profit margins, fixed expenses, and wages during recovery periods. Designed to restore businesses to their pre-incident financial position following disruptive events.
Employers Liability
Employers Liability insurance covers legal obligations for employee illnesses or injuries. Includes defence costs and compensation claims while protecting business finances. Essential for maintaining workplace safety standards and legal compliance.
Public Liability
Public and Products Liability protects against third-party claims for injury or property damage. Covers incidents like slips, trips, or food-related issues. Provides financial protection for businesses facing claims from customers or members of the public.
Questions
What types of businesses do you insure?
We specialise in hospitality businesses including restaurants, pubs, clubs, cafes, takeaways, and fish & chip shops across the UK.
Are my policy terms changing?
All existing policies remain valid until expiry with no changes to cover or premiums following our recent acquisition.
How are you regulated?
We operate as an Appointed Representative of Movo Partnership Ltd, authorised and regulated by the Financial Conduct Authority.
Do you offer UK-wide coverage?
Yes, we provide business insurance solutions to hospitality businesses throughout the United Kingdom.
