Business Details
19 Years
experience
Award-Winning Life & Health Insurance Solutions
Howden Life & Health is an award-winning specialist life and health insurance broker dedicated to providing tailored coverage solutions. Established in 2007, we work with a curated panel of insurers to simplify policy comparisons while delivering a personalized service focused on individual client needs. As founding members of the Protection Distributors Group (PDG) and active members of the Association of Medical Insurers and Intermediaries (AMII), we combine industry expertise with regulatory compliance under the Financial Conduct Authority (FCA).Our approach prioritizes understanding client requirements to create bespoke insurance strategies, supported by additional free services for policyholders. With offices across Gloucester, Bournemouth, Tunbridge Wells, and Dartford, we serve clients nationwide while maintaining strict adherence to data protection and privacy standards.
Services
Life insurance
Income protection
Health insurance
Over 50s life insurance
Unemployment cover
Mortgage protection
Details
- Year established: 2007
Highlights and features
- Personalised service tailored to individual insurance needs
- Award-winning team with industry-recognised expertise
- Regulated by the Financial Conduct Authority (FCA)
- Expert brokers with access to multiple insurers
- Free additional services for policyholders
Associations and certifications
- Financial Conduct Authority
- Protection Distributors Group
- Association of Medical Insurers and Intermediaries
What people say
Excellent customer service
Tailored policies
Award-winning team
Expert guidance
Free additional services
Services
Life insurance
Life insurance policies ensure your family's financial security by providing a lump sum payment upon your death. Our tailored solutions protect dependents' lifestyles and cover outstanding debts. We offer flexible terms and coverage amounts to suit individual circumstances.
Income protection
Income protection replaces a portion of your earnings if you're unable to work due to illness, injury, or redundancy. Our policies provide financial stability during recovery periods. We offer short-term and long-term coverage options with flexible payout structures.
Health insurance
Health insurance grants access to private healthcare facilities for faster treatment. Our policies cover inpatient and outpatient care with options for specialist consultations. We provide comprehensive coverage for diagnostic tests, surgeries, and rehabilitation services.
Over 50s life insurance
Over 50s life insurance guarantees a lump sum payout regardless of health status. Our simplified underwriting process requires no medical questions. This policy ensures funeral costs and inheritance protection for loved ones.
Mortgage protection
Mortgage protection policies cover monthly payments during periods of unemployment or illness. Our solutions safeguard homeownership against financial hardship. We offer coverage for various mortgage types with flexible term options.
Questions
What types of insurance do you offer?
We provide life insurance, income protection, health insurance, over 50s life insurance, unemployment cover, and mortgage protection policies tailored to individual needs.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 312841.
Can I get a policy if I'm over 50?
Yes, our over 50s life insurance policies require no medical questions and guarantee acceptance with fixed premiums.
Do you offer free services?
Yes, we provide free additional services including will writing assistance and health support resources for our policyholders.
How do you help with policy selection?
We compare policies from multiple insurers to find the most suitable coverage for your specific circumstances and budget.
Where are you based?
Our main office is in Gloucester with additional offices in Bournemouth, Tunbridge Wells, and Dartford serving clients nationwide.
