Business Details
16 Years
experience
Emergency
services
Trusted Car and Home Insurance Solutions
Established over 15 years ago, 1st Central Insurance has built a reputation for delivering competitive car and home insurance solutions with a focus on customer satisfaction. Our team combines extensive industry experience with a commitment to providing tailored coverage options, including multicar discounts and partnerships with trusted providers like RAC for breakdown services. We prioritise transparency, offering clear policy terms and 24/7 claims support to ensure clients receive prompt assistance when needed.Recognised with a 5-star Defaqto rating, our award-winning customer service team is dedicated to simplifying insurance management through user-friendly online tools and flexible payment options. By maintaining strong relationships with regulatory bodies like the Financial Conduct Authority, we uphold rigorous standards of professionalism and client protection across all our services.
Services
Car Insurance
Home Insurance
Multicar Insurance
Telematics Insurance
Breakdown Cover
Legal Protection
Excess Cover
No Claims Discount
Key Assist Cover
Home Emergency Cover
Details
- Year established: 2010
Highlights and features
- We offer multicar discounts up to 50 per additional vehicle
- Our 24/7 Claims team provides immediate support during emergencies
- Partnered with RAC for comprehensive breakdown cover options
- 5-star Defaqto-rated car insurance policies available
- Transparent online policy management with no admin fees
Associations and certifications
- Financial Conduct Authority
- Defaqto 5-star rating
What people say
Award-winning customer service
Excellent service
Great support
Reasonable price
Understanding support
Services
Car Insurance
Comprehensive car insurance policies starting at 248 annually, with options for third-party, comprehensive, and telematics-based coverage. Includes multicar discounts and add-on protections like breakdown cover. Policies feature no claims discount protection and flexible payment arrangements.
Home Insurance
Buildings and contents insurance with flexible coverage levels, including full accidental damage and home emergency protection. Existing car customers receive 10% off home insurance premiums. Policies allow online management through the Your Account portal.
Multicar Insurance
Specialist insurance for households with multiple cars, offering up to 50 discount per additional vehicle. Covers up to five vehicles under separate policies with individual terms. Available for new policies purchased directly through our website.
Telematics Insurance
1st Central Insurance Connect provides usage-based insurance tracking driving behaviour through a black box device. Safe driving can reduce premiums, with real-time feedback and 24/7 claims support included as standard features.
Breakdown Cover
RAC partnership provides breakdown services including roadside repair, vehicle recovery, and onward travel. Available as an add-on to car insurance policies, with options for single or multi-car households requiring immediate roadside support.
Questions
Do you offer multicar insurance discounts?
Yes, we provide up to £50 off per additional vehicle insured at the same address. This applies to new policies purchased directly through our website.
What breakdown cover options are available?
We partner with RAC to offer various breakdown cover levels, including roadside assistance and recovery services, available as add-ons to our car insurance policies.
How can I manage my policy?
Our online Your Account portal allows 24/7 policy management, including document access, payment control, and policy amendments without admin fees.
Are there telematics insurance options?
Yes, 1st Central Connect provides telematics-based car insurance where safer driving habits can lead to premium discounts.
What home insurance products do you offer?
We provide buildings insurance, contents insurance, and combined policies with optional extras like home emergency cover and personal possessions protection.
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