Business Details
Specialist Insurance Solutions in the UK
Strategic Insurance Services is a leading provider of niche insurance products, specialising in enhancing credit card programmes for global financial institutions. With expertise in car rental excess reimbursement, expatriate healthcare, and tailored travel insurance, we deliver innovative solutions to meet specific client needs. Our proprietary claims system, ClaimEz, streamlines the settlement process for excess protection and car rental policies. As part of the Specialist Risk Group (SRG), we leverage a network of UK and international broking and underwriting specialists to serve over 120,000 clients globally. Our approach focuses on designing products aligned with clients' marketing objectives, such as increasing card utilisation, driving digital payments, and enhancing customer loyalty.We offer flexible commercial insurance products, including goods in transit, public liability, and legal expenses cover, alongside personal lines like gadget insurance and roadside assistance. Our team's deep market intelligence ensures competitive terms with insurer partners, while our technology-driven claims platform prioritises customer satisfaction through transparent, efficient processes. Authorised by the Financial Conduct Authority, we maintain rigorous compliance standards and provide access to detailed policy documentation and real-time claims monitoring for all stakeholders.
Services
Travel Insurance
Commercial Insurance
Personal Insurance
Excess Protection
Car Rental Reimbursement
Expatriate Healthcare
Legal Expenses Cover
Gadget Insurance
Roadside Assistance
Goods in Transit Insurance
Highlights and features
- We are part of the Specialist Risk Group, handling 1.6bn in global premiums.
- Our proprietary ClaimEz system streamlines claims processing for niche products.
- We design insurance solutions aligned with clients' marketing objectives and cost targets.
- We offer access to 40+ international broking and underwriting specialists.
- Our FCA authorisation ensures compliance with rigorous financial services standards.
Associations and certifications
- Financial Conduct Authority
Services
Travel Insurance
Strategic Insurance Services offers tailored travel insurance solutions designed to meet specific customer or tour operator requirements. Our policies provide competitive pricing with enhanced benefits such as business traveller compensation for flight delays, employee replacement cover, and increased cancellation protection for specialist tour operators. We ensure coverage aligns with target markets, offering higher benefit levels for affluent customers' personal belongings and unique travel scenarios.
Commercial Insurance
We provide cost-effective commercial insurance products including goods in transit, public and employers liability, legal expenses, and vehicle insurance up to 44 tonnes. Our flexible approach works with capacity providers to create specialist policies for trade risks, motor trade, landlords, and taxi operators. The team develops solutions like commercial combined fleet cover, guaranteed vehicle hire, and home emergency services while maintaining focus on customer value and first-class service delivery.
Excess Protection
Excess Protection Insurance safeguards against financial loss when making at-fault claims on policies carrying an excess. This cover applies to motor insurance and other policies with deductibles, allowing customers to increase main policy excesses for premium savings. The policy responds up to the aggregate limit purchased, providing reimbursement for valid claims until the indemnity limit or coverage period expires, whichever comes first.
Car Rental Reimbursement
Car Rental Excess Reimbursement Insurance (CRERI) covers the hirer's responsibility for excess payments in case of loss. Available as standalone or affiliated products, our solution includes additional benefits like towing cover, tyre cover, and personal accident protection. The white-labelled offering integrates with car hire bookings, hotel reservations, or holiday packages, supported by our proprietary ClaimEz platform for streamlined claims processing.
Expatriate Healthcare
Our expatriate healthcare solutions provide international term life, personal accident, health, and long-term disability insurance. Designed for expatriate communities, these policies offer worldwide coverage with benefits tailored to specific needs. As part of the Expatriate Group brand, we deliver private healthcare solutions and international private medical insurance, ensuring comprehensive protection for individuals relocating or working abroad.
Questions
What types of insurance does Strategic Insurance Services offer?
We provide travel insurance, commercial insurance, personal insurance, excess protection, car rental reimbursement, expatriate healthcare, legal expenses cover, and gadget insurance.
How does Strategic Insurance Services tailor products to client needs?
We design insurance solutions aligned with clients' marketing objectives, such as increasing card utilisation, driving digital payments, and enhancing customer loyalty for financial institutions.
What is ClaimEz and how does it work?
ClaimEz is our proprietary online claims system that simplifies processing for excess protection and car rental policies through real-time communication and electronic settlements.
Is Strategic Insurance Services regulated by any authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 307133.
What commercial insurance products are available?
Our commercial products include goods in transit, public and employers liability, commercial legal expenses, excess protection, and vehicle insurance up to 44 tonnes.
Do you offer insurance solutions for expatriates?
Yes, through our Expatriate Healthcare brand, we provide international term life, personal accident, health, and long-term disability insurance for expatriate communities.
