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50+ Years
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Trusted Independent Insurance Brokers in Shoreham-by-Sea
Established in 1960, we are a family-owned insurance brokerage with over six decades of experience serving businesses and individuals across the United Kingdom. Our commitment to a customer-first philosophy ensures clients receive tailored insurance solutions from a wide range of providers, combining competitive pricing with comprehensive coverage. With a team boasting over 160 years of combined expertise, we prioritise personal service, technical knowledge, and efficient claims handling to deliver peace of mind.

Our independence allows us to source policies that precisely match client needs, supported by direct access to insurers and Lloyd's of London. We maintain a strong local presence in Shoreham-by-Sea while serving clients nationwide, ensuring every customer benefits from our deep industry understanding and dedication to service excellence.
Services
Business Insurance Public Liability Insurance Employers' Liability Insurance Product Liability Insurance SME Insurances Construction Industry Insurance Property Owners Insurance Home Buildings Insurance Travel Insurance Boat & Yacht Insurance
Details
  • Year established: 1960
Highlights and features
  • Family-owned since 1960 with a customer-first philosophy
  • Combined staff experience exceeding 160 years
  • Access to a wide range of insurers and Lloyd's of London
  • No call centres - direct access to experienced professionals
  • Proven track record in efficient claims handling
Associations and certifications
  • Financial Conduct Authority
What people say
Efficient and personal service Professional expertise Friendly and efficient team Competitive deals Prompt claims handling
Services
Business Insurance
We provide tailored business insurance solutions covering property, liability, and operational risks. Our expert team assesses individual business needs to secure comprehensive policies from leading insurers. Clients benefit from our deep industry knowledge and access to specialist coverage options.
Public Liability Insurance
Specialist public liability coverage protects businesses from claims arising from third-party injuries or property damage. We source policies with appropriate limits and exclusions matching specific industry requirements. Our brokers ensure compliance with regulatory standards while maintaining cost-effectiveness.
Home Buildings Insurance
Comprehensive buildings insurance protects residential properties against structural damage and specified risks. We offer policies covering rebuild costs, accidental damage, and weather-related incidents. Our team ensures accurate valuation assessments to prevent underinsurance.
Travel Insurance
We provide travel insurance policies covering medical emergencies, trip cancellations, and personal belongings. Options include single-trip, annual multi-trip, and family plans with 24/7 assistance services. Our brokers help select appropriate coverage levels for domestic and international travel.
Boat & Yacht Insurance
Specialist marine insurance protects pleasure craft and yachts against damage, theft, and third-party liabilities. Policies include coverage for navigation limits, racing endorsements, and winter storage. Our experienced brokers ensure appropriate protection for both inshore and offshore vessels.
People
Robert Watkins
Director
Commercial insurance specialist with extensive industry experience, managing client relationships and ensuring tailored insurance solutions meet business needs.
Helen Harris
Director
Experienced insurance professional specialising in commercial risk management, providing expert advice and building long-term client partnerships.
Ken Watkins
Consultant
Seasoned insurance consultant offering specialist knowledge in complex risk assessments and bespoke policy design for business clients.
Andrew Smart
Account Executive
Personal insurance and small commercial specialist delivering tailored coverage solutions with a focus on client satisfaction.
Tina Hall
Account Executive
Insurance professional specialising in personal and small business policies, providing dedicated support and efficient service delivery.
Questions
How do I make an insurance claim?
Contact your insurer directly using the 24/7 helpline in your policy document or reach out to us for assistance with the claims process.
What insurance services do you offer?
We provide business insurance, public liability, employers' liability, product liability, SME insurances, construction industry cover, property owners insurance, home buildings insurance, travel insurance, boat & yacht insurance, and classic car insurance.
Why choose Dennis Watkins & Co Ltd?
As a family-owned broker since 1960, we offer personal service, 160+ years of combined staff experience, and access to leading insurers while maintaining local community ties.
Do you serve clients outside Sussex?
Yes, while based in Shoreham-by-Sea, we serve clients nationwide across the United Kingdom with both business and personal insurance needs.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (Register No. 301139) and registered in England and Wales under company number 953819.