Business Details
50 Years
experience
Trusted Insurance Brokers in Harpenden
Established in 1976 as Jackman Smith & Co, our company rebranded as The Insurance Store Ltd in 2007. With over four decades of experience, we have consistently prioritised delivering tailored insurance solutions to meet individual client needs. Based in Harpenden, our team provides face-to-face or telephone advice, leveraging relationships with nearly all major insurers to secure competitive policies. As an FCA-authorised intermediary, we ensure regulatory compliance and transparency, offering peace of mind while helping clients achieve cost-effective coverage.Our expertise spans car, motorbike, taxi, home, business, landlord, and high-net-worth insurance, with a proven track record of outperforming price comparison websites. We pride ourselves on combining local service excellence with national insurer partnerships to deliver exceptional value.
Services
Car Insurance
Motorbike Insurance
Taxi Insurance
Home Insurance
Business Insurance
Landlord Insurance
High Net Worth Cover
Travel Insurance
Details
- Year established: 1976
Highlights and features
- We have over 40 years of experience in insurance brokerage
- Our FCA-authorised status ensures regulatory compliance and transparency
- We consistently beat price comparison website rates
- We provide local, personalised service in Harpenden and St Albans
- We work with nearly all major UK insurers
Associations and certifications
- Financial Conduct Authority
Services
Car Insurance
We provide comprehensive car insurance solutions tailored to individual needs, including third-party, third-party fire and theft, and fully comprehensive policies. Our team secures competitive rates for standard vehicles, classic cars, and vans while offering expert advice on coverage options. With access to major insurers, we consistently deliver better value than price comparison websites.
Motorbike Insurance
Specialist motorbike insurance covering sports bikes, scooters, mopeds, and quad bikes with options for helmet and leathers protection. We include 16 common modifications as standard and offer multi-bike policies. Our team secures competitive rates while ensuring comprehensive coverage for both casual and professional riders across all bike categories.
Taxi Insurance
Tailored taxi and private hire insurance with public liability up to 10 million and RAC breakdown cover. We offer protected no-claims bonuses and Smart Witness technology integration to protect against fraudulent claims. Our policies cover Hackney carriages, minibuses, and executive hire vehicles with competitive rates for St Albans and Harpenden drivers.
Home Insurance
Comprehensive home insurance covering buildings and contents against fire, flood, theft, and subsidence. We offer standard, accidental damage, and all-risks policies with optional travel and caravan coverage. Our team helps clients secure competitive rates while ensuring protection for both property structure and valuable contents.
High Net Worth Cover
Tailored insurance for high-value assets including fine art, jewellery, classic cars, and boats. We provide agreed-value policies without excess deductions for total loss claims. Our specialists offer worldwide coverage for contents and extended driving other cars provisions, ensuring comprehensive protection for valuable possessions.
Questions
What insurance types do you offer?
We provide car, motorbike, taxi, home, business, landlord, high net worth, and travel insurance policies tailored to individual client needs.
Can you help beat price comparison site rates?
Yes, our direct relationships with major insurers allow us to frequently secure better rates than online comparison platforms.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 468604.
Do you offer local service options?
We operate from Harpenden and serve St Albans, Watford, Hatfield, and Welwyn Garden City with in-person and telephone support.
How quickly can I get a quote?
We provide instant no-obligation quotes over the phone and aim to deliver detailed quotations within 24 hours.
What specialist insurance options exist?
We offer high net worth cover for valuable items including fine art, jewellery, classic vehicles, and boats with tailored policies.
