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Specialist Fleet Insurance Solutions
Lighthouse Insure has been a trusted provider of specialist insurance solutions for over four decades, serving both individual and business clients across the UK. Our expertise spans motor, home, and commercial insurance, with a particular focus on non-standard requirements for fleets, taxis, and trade vehicles. We combine dynamic pricing models with dedicated support from experienced professionals to deliver tailored coverage for fleets of all sizes, from three vehicles to hundreds. Our partnerships with industry leaders like Flock enable us to offer telematics-based policies that reward safe driving practices. With multiple payment options including annual, monthly, and short-term plans, we ensure flexibility without compromising on protection.Our team provides 24/7 claims assistance to minimise business disruption, alongside proactive risk management guidance. Customer testimonials highlight our competitive pricing, seamless policy management, and exceptional service quality. As part of our commitment to transparency, we clearly outline coverage terms for public/private hire, courier operations, and connected fleets. Our nationwide team of specialists, including relationship managers covering all UK regions, ensures localised support for every client.
Services
Fleet Insurance
Taxi Insurance
Van Insurance
Home Insurance
Motor Trade Insurance
Connected Fleet Cover
Short Term Policies
Import Car Insurance
Black Box Insurance
Courier Vehicle Insurance
Highlights and features
- Over 40 years' experience insuring UK taxi and commercial fleets
- Dynamic pricing tailored to vehicle type and driver experience
- Dedicated support from regional relationship managers nationwide
- Flexible payment options including 9 monthly instalments
- 24/7 claims assistance with rapid incident response
What people say
Outstanding service
Competitively priced
Stress-free experience
Dedicated support
Significant savings
Services
Fleet Insurance
Comprehensive protection for business vehicle fleets from three to hundreds of vehicles. Covers cars, vans, minibuses and specialist commercial vehicles with flexible policy terms. Includes options for public/private hire, courier operations and connected telematics systems with premium rebates for safe driving.
Taxi Insurance
Specialist policies for private and public hire taxi operators including Uber and Bolt drivers. Available for standard taxis, minicabs and minibuses up to 16 seats. Features flexible term lengths from seven days to annual cover with comprehensive protection packages.
Motor Trade Insurance
Tailored insurance for vehicle traders covering premises, stock and liability risks. Includes road risk cover for test drives and vehicle transportation. Available for mechanics, car dealerships and repair businesses with customisable policy components.
Home Insurance
Non-standard home insurance solutions for homeowners, tenants and landlords across the UK. Covers unique property requirements with flexible terms for challenging-to-insure properties. Available for both residential and buy-to-let investments.
Connected Fleet Insurance
Advanced telematics-based insurance partnership with Flock for fleets of 15+ vehicles. Monitors driving behaviour to reward safe practices with up to 10% annual premium rebates. Includes real-time fleet management tools and safety assessments.
People
Andreas Lindsay
Head of Commercial Fleet & Retail Distribution
Over 20 years' experience in commercial insurance with specialist knowledge of fleet risk management. Leads national distribution strategy for Lighthouse Insure's fleet products.
Ash Coakley
Head of Taxi Insurance
Industry expert with extensive taxi trade knowledge, overseeing development of innovative taxi insurance solutions for private and public hire operators.
Jack Mawdsley
Operations Manager
Manages day-to-day insurance operations with focus on policy administration efficiency and customer service standards across all business lines.
Dylan Riley
Relationship Manager
Regional specialist covering Wales and Southwest England, providing tailored insurance advice to commercial clients and fleet operators.
Alex Malone
Relationship Manager
Supports London and Southeast businesses with fleet and commercial insurance solutions, leveraging local market knowledge to optimise client coverage.
Questions
What vehicles qualify for fleet insurance?
Fleets of three or more vehicles including cars, vans, minibuses and specialist commercial vehicles qualify for our fleet insurance policies.
Can I insure mixed vehicle types?
Yes, our policies accommodate mixed fleets including combinations of cars, vans and minibuses under single comprehensive coverage agreements.
Do you offer short-term cover?
We provide flexible term options including 7-day, 30-day and 6-month policies alongside standard annual insurance agreements.
How does telematics insurance work?
Connected fleet policies use telematics data to monitor driving patterns, with premium rebates available for fleets maintaining safe driving records.
What payment options exist?
Choose annual payment in full, 9 monthly instalments, or short-term payment plans aligned with your policy duration.
Is taxi fleet cover available?
We specialise in taxi fleet insurance for private hire, public hire and rideshare vehicles including Uber and Bolt with coverage for 3+ vehicle fleets.
