Business Details
50+ Years
experience
Trusted Commercial Insurance Solutions in Chester
Established in 1975, Powell Commercial has built a reputation for delivering tailored insurance solutions to businesses across diverse sectors. Our approach combines deep industry expertise with a commitment to understanding each client's unique needs, ensuring comprehensive protection against evolving risks. With over 45 years of experience, we specialise in commercial combined, contractors combined, motor trade, property owners, and cyber liability insurance, among other critical coverages. Our team of dedicated professionals works closely with clients to optimise insurance programmes, reduce costs, and enhance risk management strategies.We pride ourselves on maintaining long-standing partnerships through transparent communication, personalised service, and unwavering reliability. As an authorised and regulated entity by the Financial Conduct Authority, we uphold the highest standards of integrity and professionalism. Our claims management process prioritises swift resolution and client support, ensuring policyholders receive the full value of their coverage when it matters most. By continuously adapting to industry changes, we empower businesses to navigate uncertainties with confidence, knowing their assets, operations, and futures are safeguarded by trusted expertise.
Services
Commercial Combined
Contractors Combined
Motor Trade Insurance
Property Owners Insurance
Professional Indemnity
Cyber Liability
Goods in Transit
Motor Fleet Insurance
Details
- Year established: 1975
Highlights and features
- We offer bespoke insurance solutions tailored to your business's specific needs
- Our team provides clear communication and transparent policy explanations
- Established in 1975 with deep expertise in commercial risk management
- Authorised and regulated by the Financial Conduct Authority
- Proven track record in optimising insurance programmes for cost efficiency
Associations and certifications
- Financial Conduct Authority
What people say
Good customer service received
Great knowledge and friendly
Very understanding approach
Clear communication and clarity
Highly recommend
Services
Commercial Combined
Our Commercial Combined Insurance offers tailored protection for businesses' unique requirements. This flexible policy allows customisation of coverage to ensure cost-effective protection against property damage, liability claims, and business interruption. With expert risk assessment and policy management, we help businesses maintain operational continuity while mitigating financial exposure through comprehensive, adaptable insurance solutions.
Contractors Combined
Specifically designed for construction and trade industries, our Contractors Combined Insurance provides customised risk coverage. We work closely with businesses to identify sector-specific hazards, offering protection against public liability, employers' liability, plant and equipment damage, and project-related risks. Our solutions help contractors manage financial exposure while ensuring compliance with industry regulations and contractual requirements.
Cyber Liability
Our Cyber Liability Insurance protects businesses against financial losses from data breaches and cyber attacks. Covering legal costs, regulatory fines, and business interruption losses, this policy addresses risks associated with digital operations. We help organisations implement risk mitigation strategies while providing financial protection against cyber incidents that could damage reputation and operational stability.
Professional Indemnity
Professional Indemnity Insurance safeguards businesses offering professional services against claims of negligence or inadequate advice. Covering legal defence costs and compensation awards, this policy is essential for consultants, advisors, and service providers. We ensure appropriate coverage levels to protect professional reputation and financial stability in case of service-related disputes.
Goods in Transit
Our Goods in Transit Insurance protects merchandise during transportation between locations. Covering losses from accidents, theft, or damage, this policy ensures business continuity for logistics operations. We provide tailored solutions for both domestic and international shipments, including marine cargo coverage, to protect valuable goods throughout the supply chain.
People
Mike Ivory
Claims Manager
Mike Ivory leads our claims management team with extensive experience in corporate insurance claims. He specialises in coordinating complex claims processes while maintaining clear communication with policyholders. His approach focuses on achieving timely resolutions and maximising insurance benefits for businesses during challenging situations.
Questions
What types of business insurance do you offer?
We provide Commercial Combined, Contractors Combined, Motor Trade, Property Owners, Professional Indemnity, Cyber Liability, Goods in Transit, and Motor Fleet insurance tailored to specific business needs.
How do you tailor insurance solutions to individual businesses?
We conduct thorough risk assessments and consult with clients to understand their unique requirements, creating customised policies that provide comprehensive protection without unnecessary coverage.
How does your claims management process work?
Contact our dedicated claims team directly. We coordinate with insurers to ensure timely processing, provide regular updates, and guide clients through the entire claims procedure with clear communication.
Do you serve businesses outside Chester?
While based in Chester, we work with businesses across the UK, providing tailored insurance solutions to clients in various locations through our nationwide network.
Are you regulated by any official insurance authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (Ref No. 434056), ensuring compliance with strict professional standards in insurance services.
