J & V Risk Solutions

We provide comprehensive coverage for farms, estates, and rural businesses, including tractor insurance, livestock disease cover, and environmental liability. Our policies protect against risks like weather damage, rural crime, and diversification activities such as glamping or farm shops. With expertise in Cumbria and the Lake District, we offer tailored solutions for traditional and commercial agricultural operations.

Our luxury home insurance covers properties valued over 1 million and contents exceeding 150,000. Policies include worldwide all-risks cover, fine art and jewellery protection, and no average clauses. We specialise in listed properties and bespoke collections, offering instalment options and a dedicated claims service for high-net-worth individuals across the UK.

We offer tailored insurance for construction professionals, including contractors combined insurance, public liability, and plant coverage. Our policies cater to groundworkers, roofers, and civil engineers, with competitive pricing and flexible terms. As Carlisle-based specialists, we serve clients across England, Scotland, and Wales with expert risk management solutions.

Our charity insurance covers employers liability, public indemnity, and cyber risks for nonprofits and care organisations. We support domestic violence shelters, educational charities, and social welfare groups with tailored policies. Our team understands sector-specific challenges and provides claims assistance to ensure operational continuity.

We provide coverage for leisure businesses including museums, sports clubs, and visitor attractions. Policies address seasonal trends, public liability, and property damage risks. Our Lake District-based team offers flexible terms for hotels, theme parks, and cultural venues, ensuring protection against industry-specific challenges.

We specialise in agriculture, construction, manufacturing, charity, and high-value home insurance, alongside motor trade, leisure, and specialty home policies.

Yes, we cover clients in Northumberland, South West Scotland, Dumfries & Galloway, and nationwide through our panel of insurers.

Our team guides clients through claims with clear communication, ensuring fair settlements by collaborating with insurers and providing expert advice.

Yes, we offer specialist holiday home insurance for properties in the Lake District and North of England with tailored coverage options.

We conduct detailed risk assessments to create bespoke policies, addressing unique requirements like diversification projects or non-farming activities.

Exceptional Service and Expertise.
John and the team at JV Risk Solutions consistently deliver outstanding service that goes above and beyond expectations. Their expertise in risk management is evident in the excellent advice they provide, always taking the time to understand our specific needs and circumstances. What truly sets them apart is their comprehensive approach to coverage options - they present a range of choices that are perfectly tailored to our requirements, ensuring we're neither over-insured nor left vulnerable.

The team's nothing is too much trouble attitude makes every interaction smooth and stress-free. Whether it's a complex query, a last-minute change, or simply seeking clarification on policy details, they handle everything with professionalism and genuine care. Their responsiveness and attention to detail give us complete confidence that we're in capable hands. I wouldn't hesitate to recommend JV Risk Solutions to anyone in Carlisle and Cumbria for their business insurance needs.