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Your Trusted Commercial Insurance Specialists in Exeter
At GM Insurance Brokers, we specialise in arranging competitive and tailored commercial insurance solutions to protect businesses' unique requirements. With decades of combined experience in the insurance sector, our team provides expert advice across diverse industries including construction, manufacturing, property, and professional services. As an authorised and regulated firm by the Financial Conduct Authority, we prioritise integrity, independence, and expertise in every client interaction. Our bespoke approach ensures businesses receive appropriate coverage through partnerships with specialist insurers, supported by a dedicated in-house claims team. We maintain a customer-focused ethos, offering monthly instalment options and urgent quote turnaround times while adhering to the highest professional standards.

Our deep understanding of complex insurance terminology enables clear guidance on policy nuances like claims-made versus claims-occurring provisions. Through personal service and technical proficiency, we help clients navigate risks associated with plant insurance, vehicle fleets, public liability, and more. Our commitment to excellence extends to educating clients through informative resources and maintaining transparency in all communications. With a streamlined team structure, we guarantee consistent service quality while supporting thousands of businesses nationwide. Our focus remains on delivering value beyond price considerations, ensuring clients receive both comprehensive coverage and exceptional claims support.
Services
Trade & Construction Insurance Business Insurance Motor Insurance Professional Insurance Landlord/Property Insurance
Highlights and features
  • FCA-authorised and regulated for compliance assurance
  • Bespoke insurance solutions tailored to specific business needs
  • Dedicated in-house claims team for efficient processing
  • Competitive quotations with no additional fees
  • Expertise across construction, manufacturing, property, and professional sectors
Associations and certifications
  • Financial Conduct Authority
What people say
Second to none Professional advice Competitive price Passion and responsibility Personal service
Services
Trade & Construction Insurance
Specialist insurance solutions for construction sector risks including public liability, employers liability, plant cover, and contract works protection. Our policies address unique requirements for contractors working on construction projects of all scales. With access to multiple specialist insurers, we provide tailored coverage for owned/hired plant equipment, vehicle fleets, and materials used in projects while ensuring compliance with industry regulations.
Professional Insurance
Comprehensive protection for professional service providers against claims of negligence or breach of duty. Our policies cover accountants, architects, consultants, and IT professionals with bespoke terms addressing sector-specific exposures. We provide office insurance packages and professional indemnity coverage that safeguards businesses against financial losses arising from alleged professional errors or omissions.
Landlord/Property Insurance
Tailored insurance for property portfolios including residential and commercial properties. Our policies protect landlords against risks associated with unoccupied properties, holiday lets, and multiple tenancies. We offer coverage for blocks of flats, residents associations, and commercial property owners with options for buildings, contents, and liability protection that meets regulatory requirements.
Motor Insurance
Specialist motor insurance solutions for commercial vehicle fleets including trucks, haulage vehicles, and transport operations. Our policies cater to motor trade businesses and fleet operators with coverage for single vehicles or entire fleets. We provide comprehensive protection against accident damage, theft, and third-party liabilities while ensuring compliance with road transport regulations.
Business Insurance
Customised insurance packages for diverse business sectors including manufacturing, technology, and charities. Our policies address specific risks faced by SMEs and larger enterprises with options for combined coverage of property, liability, and operational risks. We offer tailored solutions for businesses requiring protection against industry-specific exposures while maintaining flexibility to adapt to changing commercial environments.
Questions
What types of businesses do you insure?
We provide coverage for construction firms, manufacturing businesses, property portfolios, professional service providers, and motor trade operations across the UK.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 01392 426799.
How quickly can you arrange insurance coverage?
We offer urgent quote turnaround times with policies often arranged within short timescales to meet immediate business needs.
Do you offer payment instalment options?
Yes, we provide monthly instalment plans at competitive rates for all our commercial insurance products.
What makes your insurance service different?
Our combination of specialist insurer partnerships, in-house claims team, and sector-specific expertise delivers tailored solutions beyond standard price-based offerings.
How do you handle insurance claims?
Our dedicated in-house claims team provides personal support throughout the process, ensuring timely resolution and clear communication for all policyholders.