Business Details
24 Years
experience
Your Trusted Commercial Insurance Partner in Ashford
We are an independent insurance intermediary based in Ashford, Kent, with over 30 years of experience in the commercial insurance sector. Our approach prioritises understanding the unique needs of each business to deliver tailored insurance solutions supported by a high level of client service. As a privately owned company regulated by the Financial Conduct Authority (FCA), we offer a full-cycle service including initial advice, quotation review, policy management, and claims handling. Our team of experienced insurance experts works closely with clients to build strong relationships, ensuring bespoke coverage that aligns with their operational risks. We operate without affiliation to any single insurer, providing impartial advice based on individual client requirements.Our commitment to transparency is demonstrated through free initial consultations and clear disclosure of commission structures. With a focus on continuous service, we support clients throughout the insurance term, offering ongoing guidance and adjustments as needed. Our office serves as a single point of contact for all insurance matters, combining local expertise with access to mainstream insurers and specialist underwriters in the Lloyd's Market. We pride ourselves on being approachable and professional, aiming to act as an extension of our clients' businesses. Our FCA regulation (registration number 310285) underscores our adherence to rigorous industry standards, ensuring reliability and trustworthiness in all our operations.
Services
Construction Insurance
Motor Fleet Policies
Landlords Property Insurance
Manufacturing Insurance
Retail Insurance
Motor Trade Insurance
Details
- Year established: 2002
Highlights and features
- We offer independent, impartial insurance advice tailored to your business needs.
- Our team has over 30 years of experience in commercial insurance solutions.
- We provide bespoke insurance portfolios through direct client engagement.
- Our services are fully regulated by the Financial Conduct Authority (FCA).
- We operate with full transparency, including free initial consultations.
Associations and certifications
- Financial Conduct Authority
Services
Construction Insurance
We provide comprehensive construction insurance covering public and employers' liability, contract works, tools, and plant equipment. Our policies protect against risks associated with building projects, including hired-in machinery and site-specific hazards. This service ensures construction businesses maintain financial security during project execution.
Motor Fleet Policies
Our motor fleet insurance offers cost-effective coverage for businesses with three or more vehicles. Policies consolidate business vehicles under a single plan, simplifying administration while providing robust protection. This solution suits companies requiring flexible coverage for commercial transport operations.
Landlords Property Insurance
We offer tailored insurance for property owners covering building structures, loss of rental income, and liability risks. Our policies protect against financial losses from property damage or tenant-related incidents. This service ensures landlords maintain investment security and operational continuity.
Manufacturing Insurance
Our manufacturing insurance covers business assets including stock, machinery, and premises. Policies include options for goods in transit, business interruption, and liability coverage. This service addresses the complex risks faced by manufacturing operations, ensuring production continuity.
Retail Insurance
We provide comprehensive retail insurance covering premises, equipment, stock, and liability risks. Policies protect against theft, damage, and business interruption. This service ensures retail businesses maintain operational stability through tailored risk management solutions.
People
Colin Binder
Commercial Director
With extensive experience in commercial insurance, Colin leads our client-focused approach to tailored insurance solutions. He prioritises understanding business operations to deliver effective risk management strategies.
Questions
What types of commercial insurance do you offer?
We provide construction, motor fleet, landlords property, manufacturing, retail, and motor trade insurance solutions tailored to business needs.
How do you ensure insurance policies match client requirements?
We conduct detailed business assessments through client meetings to understand operational risks and create bespoke insurance portfolios.
Are your services regulated by industry authorities?
Yes, we are fully regulated by the Financial Conduct Authority (FCA) with registration number 310285.
Do you charge for initial insurance consultations?
No, our quotation service and initial advice are provided free of charge.
