Business Details
50+ Years
experience
Specialist Insurance Brokers in Chelmsford
Insurance Experts Ltd is an independent BIBA registered general insurance broker with over 50 years of combined expertise. Established in 1962, our head office is in Chelmsford, Essex, with a branch in Egham, Surrey. We specialise in providing tailored insurance solutions for businesses, sole traders, and individuals across diverse sectors including fireworks, events, entertainment, taxi trade, and woodland management. Our team of specialists, including directors with decades of industry experience, offers impartial advice and competitive policies.As members of the Hedron Network, we combine specialist knowledge with access to a broad range of insurance products. We prioritise understanding client needs to deliver bespoke coverage, evidenced by long-standing client relationships and positive testimonials highlighting our responsive service and cost-effective solutions. Our expertise extends to niche areas such as airsoft, laser tag, and fairground attractions, ensuring comprehensive protection for unique business requirements.
Services
Fireworks Insurance
Woodland Insurance
Taxi Trade Insurance
Holiday Lodges Insurance
Events Insurance
Showmen Insurance
Airsoft Insurance
Inflatables Insurance
Private Hire Insurance
Commercial Vehicle Insurance
Details
- Year established: 1962
Highlights and features
- We have over 50 years of combined insurance expertise.
- Our policies are tailored to meet specific business requirements.
- BIBA membership ensures adherence to industry standards.
- Specialist knowledge in fireworks, events, and taxi insurance.
- Positive client testimonials highlight our responsive service.
Associations and certifications
- BIBA
- Hedron Network
What people say
Competitive policy
Stress-free experience
Expert advice
Timely responses
Tailored coverage
Services
Fireworks Insurance
Our specialist fireworks insurance provides comprehensive protection for storage, transportation, and event execution. We cover pyrotechnic displays, TV/film effects, and special events, ensuring compliance with safety regulations. Policies include public liability and equipment protection, tailored to both small-scale and large commercial operations.
Taxi Trade Insurance
We offer competitive insurance for private hire and taxi operators, including individual and fleet policies. Coverage includes vehicle damage, public liability, and passenger protection, with flexible terms for urban and rural operations. Our brokers understand industry-specific risks and provide cost-effective solutions.
Events Insurance
Our event insurance covers organisers and participants for exhibitions, festivals, and fairs. Policies include liability coverage, equipment protection, and cancellation insurance. We cater to events ranging from village fetes to large music festivals, ensuring compliance with venue requirements and risk mitigation.
Woodland Insurance
We provide affordable insurance for woodland owners and coppicers, covering property damage, liability, and loss of income. Policies protect against fire, storm damage, and theft, with tailored options for commercial forestry operations and conservation projects.
Showmen Insurance
Specialist insurance for fairground attractions, including ride coverage, vehicle transport, and public liability. We offer risk management advice and compliance support for static and travelling fairground operators, ensuring protection against operational and regulatory challenges.
People
John Fergus
Managing Director
With over 40 years in insurance, John specialises in fleet motor policies and cost optimisation. He focuses on helping businesses reduce premiums through strategic risk management and policy adjustments.
Roy Musk
Director
Roy has specialised in fireworks and pyrotechnics insurance since 1994. His expertise includes TV/film effects and large-scale displays, combining underwriting knowledge with practical experience as a firework operator.
Gemma White
Business Development Executive
Gemma has over a decade of experience arranging policies for fairground attractions. She provides risk management advice and compliance support for showmen, ensuring comprehensive coverage for rides and equipment.
Colin Carter
Business Development Executive
Colin specialises in private hire and taxi insurance, offering tailored coverage for individual and fleet operators. His 20+ years in the sector ensure policies address industry-specific challenges and regulatory requirements.
Gary Alexander
Business Development Executive
Gary advises on entertainment and event insurance, leveraging film/music production experience. He tailors policies for festivals, village fetes, and corporate events, focusing on liability and operational continuity.
Questions
What specialist insurance sectors do you cover?
We specialise in fireworks, events, taxi trade, woodland management, fairground attractions, and leisure equipment insurance.
Can I get tailored insurance for a one-day event?
Yes, we provide event insurance for single-day festivals, village fetes, and exhibitions with flexible coverage options.
Do you offer insurance for start-up businesses?
Yes, we assist new businesses with tailored policies and guidance on essential coverage requirements.
Are your insurance brokers BIBA-certified?
Yes, we are an independent BIBA-registered insurance broker with over 50 years of combined expertise.
