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50+ Years
experience
Trusted Marine Insurance Solutions in London
Velos Insurance has been a trusted provider of marine insurance solutions since 1975, combining over a century of collective expertise with a commitment to tailored client service. Our team of specialists focuses exclusively on marine risk management, offering comprehensive coverage for pleasure craft, commercial vessels, and marine trade operations. With a market-leading reputation for customer care, we leverage our deep industry knowledge to deliver competitive premiums and bespoke policies that address the unique needs of boat owners and maritime businesses.

Our professional underwriting team ensures efficient claims handling, while our independent broker status allows access to exclusive insurance products. As an authorized and regulated entity by the Financial Conduct Authority, we maintain the highest standards of professionalism and transparency in all our operations.
Services
Pleasure Craft Insurance Bluewater Yacht Insurance Commercial Craft Insurance Marine Trade Insurance Inland Waterways Insurance Narrowboat Insurance RIB Insurance Motor Boat Insurance Fishing Boat Insurance Speed Boat Insurance
Details
  • Year established: 1975
Highlights and features
  • We have over 49 years of specialist marine insurance experience
  • Our team offers competitive premiums with comprehensive coverage options
  • We provide efficient and sympathetic claims handling
  • Our professional underwriters tailor policies to individual requirements
  • We maintain a market-leading reputation for customer care
Associations and certifications
  • Financial Conduct Authority
  • BIBA (British Insurance Brokers Association)
What people say
Super helpful Patient with questions Tailor coverage Fast service Comprehensive coverage
Services
Pleasure Craft Insurance
Comprehensive insurance for yachts, sailboats and motorboats used for recreational purposes. Our policies protect against accidental damage, theft and third-party liabilities while offering personal accident cover. Tailored to individual requirements with flexible coverage options for vessels of all sizes, from small dinghies to luxury yachts. Expert underwriting ensures competitive premiums based on vessel specifications and usage patterns.
Commercial Craft Insurance
Specialist insurance for small commercial marine operations including charter boats and fishing vessels. Covers hull damage, equipment loss and third-party liabilities with additional protection for commercial activities. Policies include war risks and protection & indemnity cover for international operations. Designed to meet the specific needs of commercial marine businesses while ensuring compliance with industry regulations.
Marine Trade Insurance
Comprehensive protection for marine industry businesses including marinas, boatyards and repair facilities. Covers premises, equipment and stock while providing public liability and employers liability insurance. Includes business interruption cover and protection for vessels under construction or repair. Tailored policies address the unique risks faced by marine trade operators, from small workshops to large marina complexes.
Bluewater Yacht Insurance
Specialist insurance for long-distance cruising and ocean-going yachts. Provides enhanced coverage for extended voyages including additional search and rescue provisions. Covers navigation in remote areas with specific protection for high-value vessels and luxury amenities. Includes emergency assistance and repatriation services while maintaining comprehensive protection against theft, damage and third-party liabilities.
Inland Waterways Insurance
Tailored insurance for narrowboats and vessels operating on UK inland waterways. Covers hull damage, theft and third-party liabilities specific to canal and river navigation. Includes protection for mooring equipment and personal belongings while addressing the unique risks of lock systems and confined waterways. Designed to meet marina insurance requirements and inland navigation regulations.
Questions
What types of boats does Velos insure?
We provide insurance for yachts, sailboats, motorboats, narrowboats, RIBs, speed boats, fishing vessels and commercial craft. Our coverage extends to both pleasure craft and commercial marine operations.
Is boat insurance legally required in the UK?
While not legally mandatory for private boat owners, most marinas and inland waterways require insurance. Commercial operators typically need specific coverage, and we recommend protection against theft, damage and liability risks.
What does marine insurance typically cover?
Our policies cover accidental loss or damage, theft, third-party liability, personal accident cover and damage caused by design or manufacturing faults. Specific coverage varies by policy type and includes additional protections for commercial operations.
How are insurance premiums calculated?
Premiums depend on vessel size, type and value, usage patterns, owner experience, safety features and chosen coverage level. Our team provides competitive rates based on these factors and your specific requirements.
What should I do when making a claim?
Contact our dedicated claims team immediately via email, phone or our website. Provide your policy number and incident details, preserve evidence, and follow our guidance to ensure efficient processing and resolution.
Can I get insurance for international voyages?
Yes, we offer bluewater yacht insurance covering extended voyages and international waters. Policies include enhanced protection for ocean crossings, with specific coverage for navigation in remote areas and compliance with international maritime regulations.