Business Details
24 Years
experience
Trusted Insurance Solutions for UK Families
Union Insurance, a trading name of Union Income Benefit Holdings Ltd, has been dedicated to providing financial security through tailored insurance solutions since the early 2000s. Regulated by the Financial Conduct Authority, we specialise in life insurance, accident protection, health cash plans, and income protection designed specifically for trade union members and their families. With over 2.5 million members supported and 45 million paid in claims over the past two decades, our commitment to service excellence and affordability remains paramount.We pride ourselves on transparent communication, guaranteed acceptance policies, and no medical questions for select products. Recognised by Investors in People since 2002, our UK-based team combines innovation with decades of industry expertise to deliver accessible, client-centric financial protection. Our partnerships with major trade unions and initiatives like UnionRewards further enhance member benefits, ensuring we uphold our mission to safeguard working families against unforeseen financial strain.
Services
Life Insurance
Accident Protection
Health Cash Plan
Income Protection
Travel Insurance
Over 50s Life Cover
Car Insurance Comparison
Home Insurance Comparison
Details
- Year established: 2002
Highlights and features
- We are regulated by the Financial Conduct Authority for consumer protection.
- Our guaranteed acceptance policies require no medical questions for eligibility.
- We have supported over 2.5 million trade union members with financial protection.
- Our team combines decades of industry experience with Investors in People accreditation.
- We offer tailored insurance products specifically designed for union members' needs.
Associations and certifications
- Financial Conduct Authority
- Investors in People
Services
Life Insurance
Our life insurance policies provide financial protection for your loved ones in the event of your death. With coverage up to 50,000, these plans help cover funeral costs, outstanding debts, and ongoing living expenses. Designed for UK trade union members with guaranteed acceptance and no medical questions required.
Accident Protection
Accident protection offers financial security for unexpected injuries, providing up to 150,000 in payouts for accidental death or 300 daily hospital cash benefits. This policy ensures financial stability during recovery periods and requires no medical assessments for eligibility.
Health Cash Plan
Health cash plans reimburse members for routine healthcare costs, offering 100% back on dental and optical expenses. Cover includes check-ups, glasses, contact lenses, and physiotherapy treatments, making essential healthcare more accessible and affordable for working families.
Income Protection
Income protection provides monthly cash payouts when accidents or illnesses prevent work. This financial safety net covers essential expenses like bills, rent, and mortgage payments, ensuring financial stability during unexpected periods of unemployment due to health issues.
50+ Personal Accident Plan
Specifically designed for UK residents aged 50-79, this plan offers up to 20,000 in financial protection for accidental death or 6,000 for injuries like fractures and burns. No medical tests or blood work required for eligibility.
Questions
Are pre-existing medical conditions covered?
Our accident protection and life insurance policies require no medical questions for eligibility, making coverage accessible regardless of pre-existing conditions.
Can non-union members purchase insurance?
While our products are designed for trade union members, eligibility depends on specific policy terms. Contact our team for detailed information about individual eligibility requirements.
What areas do you cover in the UK?
We provide insurance services nationwide across the United Kingdom, with policies tailored to meet the needs of working families in all regions.
How long does coverage last?
Policy terms vary by product. Life insurance and income protection typically continue as long as premiums are paid, while accident protection offers annual renewable coverage with guaranteed acceptance.
