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Specialist High-Value & Non-Standard Insurance Solutions
Highworth Insurance specialises in providing tailored high-value and non-standard insurance solutions across the UK. With access to a leading panel of insurers, we offer bespoke coverage for properties, jewellery, art collections, and unique circumstances that standard policies often overlook. Our experienced UK-based account managers prioritise competitive pricing without compromising on coverage quality, ensuring clients receive comprehensive protection suited to their specific needs.We pride ourselves on delivering efficient service, with instant quotes and policy documents available online, supported by knowledgeable professionals who understand the complexities of non-standard insurance requirements. Our commitment to customer satisfaction is reflected in our ability to resolve challenging cases, such as subsidence issues and flood risk properties, while maintaining transparent communication and straightforward policy terms.
Services
High-value home insurance
Non-standard property insurance
Jewellery insurance
Art collections insurance
Listed building insurance
Thatched property insurance
Flood risk insurance
Flat roof insurance
Personal circumstances insurance
Subsidence insurance
Highlights and features
- We have access to a leading panel of specialist insurers for bespoke coverage
- Competitive pricing with high levels of cover and no excessive premiums
- Knowledgeable UK-based account managers with specialist insurance expertise
- Quick quote process with secure payment and instant policy documents
- Proven track record resolving complex cases like subsidence and flood risks
Associations and certifications
- Financial Conduct Authority
What people say
Proactive competitive company
Helpful staff
Saved money
Efficient service
Expert problem-solving
Services
High-value home insurance
Specialist insurance for high-value properties with buildings and contents coverage starting at 50,000, extending to several million pounds. Includes unique benefits like business equipment cover, mobility scooter protection, and worldwide all-risks coverage for valuables. Tailored policies address specific requirements for luxury homes and their contents.
Non-standard property insurance
Comprehensive insurance for properties with unconventional construction materials or design features. Covers listed buildings, thatched roofs, flat roofs, timber frames, and eco-homes. Policies address increased rebuild costs and specialist repair requirements while maintaining competitive premiums through our panel of specialist insurers.
Jewellery insurance
Stand-alone or integrated jewellery coverage for high-value items, available globally. Policies accommodate single pieces or extensive collections with flexible valuation options. Includes protection for items stored in secure locations and during travel, with claims handling by specialists familiar with luxury asset valuation.
Flood risk insurance
Tailored flood risk protection for properties in high-risk areas, including access to Flood Re government-backed schemes. Policies consider individual property characteristics like elevation and flood prevention measures. Includes alternative accommodation provision and specialist claims handling for water damage restoration.
Listed building insurance
Specialist coverage addressing the unique challenges of listed properties, including mandatory use of traditional materials and skilled craftsmen. Policies incorporate extended alternative accommodation periods and specialist valuation services to ensure accurate rebuild cost assessments for Grade I/II listed structures.
Questions
What types of non-standard properties do you insure?
We cover listed buildings, thatched properties, flat roofs, timber frames, cob houses, and flood-risk properties with tailored insurance solutions.
Can I get insurance for a property with subsidence history?
Yes, we specialise in arranging competitive policies for properties with subsidence history or underpinning requirements through our specialist underwriters.
Do you offer worldwide coverage for valuables?
Our jewellery and art insurance policies provide worldwide all-risks coverage, including during travel or storage outside the UK.
How quickly can I get a policy document?
Instant policy documents are available online after secure payment completion for most standard coverage levels.
What emergency assistance options exist?
Optional 24/7 emergency assistance covers urgent repairs, temporary accommodation, and lockout scenarios with no excess charges.
Can I add multiple properties to one policy?
Yes, our high-value home insurance policies allow multiple properties to be included under a single comprehensive policy structure.
