Business Details
Emergency
services
Your Trusted Dental Practice Insurance Partner in Southampton
CoverDent is a specialist provider of dental practice insurance with over 25 years of experience in commercial insurance broking. We operate as an affiliated member of the COBRA Insurance Broking Network, leveraging the strength of 360 million in gross written premiums from its members. Our policies are underwritten by AXA Insurance UK Plc and Aviva Insurance Ltd, both rated A and A+ by Standard & Poor's, ensuring reliability and financial stability. We offer a unique, market-leading policy specifically designed for modern dental practices, including automatic Machinery Breakdown Cover for essential equipment.Our 24/7 assistance service ensures support outside regular office hours, reflecting our commitment to minimising business disruption for clients. As an FCA-authorised and regulated entity, we adhere to stringent regulatory standards, providing transparent, client-focused solutions tailored to the specific needs of dental professionals.
Services
Dental Practice Insurance
Machinery Breakdown Cover
Business Interruption Insurance
Public Liability Insurance
Employers' Liability Insurance
Highlights and features
- We offer 24/7 emergency assistance for urgent claims.
- Machinery Breakdown Cover included as standard in all policies.
- Partnerships with AXA and Aviva for financial reliability.
- FCA-authorised and regulated for compliance and trust.
- Policies tailored specifically for dental practice risks.
Associations and certifications
- Financial Conduct Authority
- COBRA Insurance Broking Network
Services
Dental Practice Insurance
Our comprehensive dental practice insurance protects against property damage, equipment failure, and liability claims. Policies include coverage for buildings, computer equipment, and precious metals. Designed specifically for dental professionals, this insurance ensures business continuity during unexpected disruptions.
Machinery Breakdown Cover
Automatic coverage for dental machinery and office equipment failures, including X-ray machines and lasers. Provides loss of income compensation and temporary replacement options. Minimises operational downtime caused by essential equipment malfunctions.
Business Interruption Insurance
Covers lost income when practices cannot operate due to insured events. Includes up to 500,000 coverage for contents damage with optional extensions. Helps maintain financial stability during recovery periods.
Public Liability Insurance
Provides up to 5 million coverage for third-party injury or property damage claims. Essential for protecting against legal liabilities arising from practice operations. Complements broader risk mitigation strategies.
Employers' Liability Insurance
Mandatory coverage for employee injury or illness claims with 10 million indemnity limit. Protects against employment-related legal liabilities. Supports safe working environment compliance requirements.
Questions
What makes CoverDent's policy unique?
Our policy includes Machinery Breakdown Cover as standard, specifically designed for dental equipment, and offers 24/7 emergency support unavailable through other brokers.
How do I get a quote?
Contact us directly via phone or email for an obligation-free quotation tailored to your practice's specific requirements.
Are there coverage limits for equipment?
Coverage applies to all essential dental machinery with options for temporary replacements or repair cost reimbursement during breakdowns.
What emergency services are available?
We provide 24/7 assistance for urgent claims, including immediate support for equipment failures affecting practice operations.
Which insurers back CoverDent policies?
Policies are underwritten by AXA Insurance UK Plc and Aviva Insurance Ltd, both rated A and A+ by Standard & Poor's for financial reliability.
Is CoverDent FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict regulatory standards.
