Business Details
We were founded in 2012 by Alan and Kathryn Knowles, building on their insurance experience dating back to 2005. We operate from the seaside town of Filey, serving clients across the United Kingdom. We specialise in personal, business and group protection insurance, including life, critical illness and income protection. Our team has been recognised with multiple national and local awards for delivering genuine protection solutions. We maintain relationships with more than 35 leading insurers, enabling us to compare policies and secure the most suitable cover for each client. We understand the challenges faced by highrisk applicants and have successfully placed individuals with preexisting medical conditions, hazardous occupations or frequent travel.
We adhere to rigorous professional standards, ensuring all recommendations are transparent, compliant and tailored to the clients circumstances. We provide taxfree payout options and mortgage protection, giving families financial security when lifes uncertainties arise. We are committed to a customercentred approach, guiding clients through complex paperwork with clarity and respect. We continually invest in staff training to stay abreast of regulatory changes and emerging risk profiles. We measure our success by client satisfaction and longterm protection outcomes, striving to exceed expectations on every case.
We adhere to rigorous professional standards, ensuring all recommendations are transparent, compliant and tailored to the clients circumstances. We provide taxfree payout options and mortgage protection, giving families financial security when lifes uncertainties arise. We are committed to a customercentred approach, guiding clients through complex paperwork with clarity and respect. We continually invest in staff training to stay abreast of regulatory changes and emerging risk profiles. We measure our success by client satisfaction and longterm protection outcomes, striving to exceed expectations on every case.
Highlights and features
- We have over 15 years of combined insurance expertise.
- Our team won multiple national and local awards.
- We work with more than 35 leading insurers.
- We specialise in highrisk health, occupation and travel cover.
- Our solutions include taxfree payouts and mortgage protection.
Services
Life Insurance
Life Insurance provides a lumpsum payment to your beneficiaries upon your death. It is designed for individuals seeking financial security for families, mortgage holders and dependants. Our access to over 35 insurers ensures competitive rates and coverage even for highrisk applicants.
Critical Illness Cover
Critical Illness Cover pays a lump sum if you are diagnosed with a serious illness. It protects mortgage payments, household expenses and provides financial relief during treatment. We negotiate with multiple insurers to obtain taxfree policies tailored to your health profile.
Income Protection
Income Protection delivers a taxfree monthly income if you cannot work due to illness or injury. Designed for employees and selfemployed individuals, it covers mortgage, rent and daily bills. Our expertise secures policies that pay until age 6570, ensuring longterm financial stability.
High Risk Insurance
High Risk Insurance assists clients refused by standard providers due to health, occupation or sport. It targets individuals with preexisting conditions, hazardous jobs or frequent overseas travel. We leverage relationships with specialist insurers to obtain comparable premiums to nonhighrisk policies.
Group Life Insurance
Group Life Insurance offers a lumpsum benefit to employees of a company upon death. It is suited for employers seeking to enhance staff benefits and retain talent. Our team coordinates with corporate clients and insurers to deliver costeffective, taxefficient group policies.
