Business Details
Your Trusted Insurance Broker in London
Incepta Insurance is a fully independent broker and Lloyd's Broker, regulated by the Financial Conduct Authority, with deep-rooted relationships in Lloyd's and the London Market. Our team specialises in navigating complex risks, offering tailored insurance solutions backed by A-rated insurers. With decades of collective experience, we prioritise longevity in partnerships, ensuring continuity and reliability for brokers and clients.Our City-based location provides direct access to London Market insurers, enabling daily negotiations for optimal terms. We are committed to service excellence, evidenced by long-standing client relationships and industry recognition. Our expertise spans property, liability, professional risk, cyber liability, marine transit, and terrorism coverage, delivered with prompt, efficient service through collaborative teamwork.
Services
Property & Business Interruption
Liability Contractors
Excess Liability
Professional Risk
Cyber Liability
Marine Transit
Terrorism
Highlights and features
- We offer access to A-rated insurers and London Market expertise.
- Our team provides tailored insurance solutions for complex risks.
- Regulated by the Financial Conduct Authority for your protection.
- Decades of experience in non-standard insurance markets.
- Customer-focused approach with personalised service.
Associations and certifications
- Financial Conduct Authority
- British Insurance Brokers Association
Services
Property & Business Interruption
We provide comprehensive coverage for property damage and income loss due to unforeseen disruptions. Our policies address physical asset protection and revenue continuity for UK businesses. Tailored solutions ensure alignment with specific industry risks and recovery needs.
Professional Risk
Our professional indemnity insurance safeguards businesses against claims of negligence or inadequate advice. Coverage extends to legal costs, compensation, and reputational damage for service-based professionals across sectors.
Cyber Liability
We offer protection against data breaches, cyberattacks, and digital asset risks. Policies cover incident response, regulatory fines, and business continuity for organisations reliant on IT infrastructure and data storage.
Marine Transit
Our marine transit insurance covers goods during domestic and international transport. Protection includes loss, damage, or theft across road, sea, and air logistics networks for UK-based exporters and importers.
Terrorism
We provide specialist insurance against terrorism-related damage to property and business operations. Policies address both domestic and international threats, ensuring financial resilience for high-risk sectors.
Questions
What insurance products does Incepta Insurance offer?
Incepta Insurance provides property & business interruption, liability, professional risk, cyber liability, marine transit, and terrorism coverage tailored to non-standard business needs.
How does Incepta Insurance handle complex risks?
We leverage relationships with London Market insurers and A-rated carriers to design bespoke solutions for large, complex, or difficult risks.
Are Incepta Insurance's services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FRN 535175) and adhere to FCA standards.
What areas does Incepta Insurance serve?
We specialise in providing insurance solutions for businesses across the United Kingdom.
How can brokers collaborate with Incepta Insurance?
We offer agency application forms, TOBA agreements, and dedicated support for brokers placing complex risks through the London Market.
