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Business Details
50+ Years
experience
Trusted Insurance Brokers in Carlisle
Established in 1963, we are one of the North West's longest-serving independent insurance brokers. As part of the David Roberts & Partners Group, we combine local expertise with national resources to deliver tailored insurance solutions. Our team of specialists provides commercial insurance coverage across diverse sectors, prioritising personal service and client relationships. With decades of collective experience, we offer expert guidance on fleet, cyber, professional indemnity, marine, and employee benefits insurance. Our in-house claims team ensures efficient resolution of claims while maintaining a client-first approach.

Operating from Carlisle, we serve businesses throughout the North West and South Scotland. Our independence allows us to focus on individual client needs rather than corporate interests. Holding Financial Conduct Authority authorisation since 1963 demonstrates our commitment to regulatory excellence. We maintain long-standing client relationships, some spanning over four decades, through consistent service delivery. Our team's extensive industry knowledge enables bespoke risk management solutions for modern business challenges.
Services
Commercial Insurance Fleet Insurance Cyber Insurance Professional Indemnity Marine Insurance Employee Benefits Claims Handling
Details
  • Year established: 1963
Highlights and features
  • We offer 60+ years of independent insurance brokerage experience
  • Our team provides UK-wide services with local market knowledge
  • We maintain FCA authorisation under registration number 143840
  • Our in-house claims specialists handle cases efficiently and professionally
  • We combine traditional values with modern insurance solutions
Associations and certifications
  • Financial Conduct Authority
Services
Commercial Insurance
Our commercial insurance solutions protect businesses against industry-specific risks. We provide tailored policies covering property damage, liability, and business interruption. With expert risk assessment and claims support, we ensure comprehensive protection for companies across the North West and South Scotland.
Fleet Insurance
Fleet insurance solutions safeguard businesses with multiple vehicles of all types and sizes. We offer flexible policies with optional breakdown assistance and accident management. Our specialists ensure competitive premiums while maintaining comprehensive coverage for commercial transport operations.
Cyber Insurance
Cyber insurance protects against digital threats and data breaches. We provide coverage for incident response, business interruption, and legal liabilities. Our policies include proactive risk management advice to help prevent cyber incidents affecting your operations.
Professional Indemnity
Professional indemnity insurance protects against claims of professional negligence. We offer policies covering legal defence costs and compensation awards. Our coverage supports professionals in maintaining their reputation while managing financial risks from alleged errors or omissions.
Marine Insurance
Marine insurance protects commercial shipping and cargo operations. We provide bespoke policies covering vessel damage, cargo loss, and liability risks. Our specialists understand maritime industry challenges, offering comprehensive protection for businesses reliant on waterborne transport.
People
Paul Bradbury
Managing Director
Leading the business with over 20 years' experience in insurance brokerage, Paul ensures strategic direction while maintaining client relationships. He prioritises operational excellence and team development.
Rachel Housby
Operations Director
With 25+ years at Cumbria Insurance, Rachel manages daily operations and commercial accounts. Her industry knowledge spans multiple departments, ensuring efficient service delivery and regulatory compliance.
Clare Bradbury
Human Resources
Clare supports HR functions and management for 20 years, combining insurance expertise with personnel management. She maintains staff wellbeing and company culture while ensuring regulatory compliance.
Amanda Preston
Account Handler
Handling commercial accounts since 2014, Amanda brings 15+ years' brokerage experience. Her expertise covers policy management and client liaison, maintaining strong relationships through personalised service.
Julie Campbell
Account Handler
With 40+ years in insurance, Julie manages personal and commercial accounts. Her client-focused approach ensures tailored solutions, combining technical knowledge with exceptional customer service since 2004.
Questions
Which areas do you serve?
We primarily serve businesses across the North West of England and South Scotland, with specialist coverage available nationwide through our group network.
What insurance types do you offer?
We provide commercial insurance including fleet, cyber, professional indemnity, marine, and employee benefits, alongside tailored claims management services.
How are claims handled?
All claims are managed in-house by our experienced team, who coordinate with insurers, loss adjusters, and clients to ensure efficient resolution and advocacy.
Are you FCA regulated?
Yes, we're authorised and regulated by the Financial Conduct Authority under registration number 143840, ensuring compliance with financial services standards.