Business Details
Trusted Commercial Insurance Brokers in Penarth
Charles Insurance is a UK-based commercial insurance brokerage dedicated to delivering comprehensive insurance solutions for businesses and professionals. Specialising in professional indemnity insurance for freelancers and consultants, we provide instant online quotations at competitive prices tailored to meet the core needs of self-employed individuals and firms. Our portfolio includes public liability, employers liability, office contents insurance, and bespoke policies for sectors such as healthcare, legal professions, construction, and more. With a focus on regulatory compliance and customer-centric service, we are authorised and regulated by the Financial Conduct Authority (registration number 823503).Our team combines industry expertise with a commitment to transparency, ensuring clients receive tailored coverage options and efficient claims handling. Operating from our branches in Penarth and Cowbridge, we serve clients nationwide while maintaining a strong local presence. Our digital platforms enable seamless policy management, and our dedicated support team is available during standard business hours to assist with complex requirements or bespoke inquiries. Through continuous innovation and adherence to E-E-A-T principles, we aim to be a trusted partner in risk management for professionals across diverse industries.
Services
Professional Indemnity Insurance
Cyber Liability Insurance
Public Liability Insurance
Employers Liability Insurance
Office Contents Insurance
Medical Malpractice Cover
Directors and Officers Insurance
Scrap Metal Insurance
Tradesman Liability Insurance
Property Owners Insurance
Highlights and features
- Specialist expertise in professional indemnity insurance for freelancers
- Competitive online quotes with instant policy issuance
- Comprehensive coverage options including cyber liability and public liability
- FCA-authorised and regulated for compliance and trustworthiness
- Dedicated support for bespoke insurance requirements
Associations and certifications
- Financial Conduct Authority
Services
Professional Indemnity Insurance
Professional indemnity insurance protects freelancers and consultants against claims for negligence or professional errors. Our policies include public liability and employers liability coverage, with optional office contents insurance. Ideal for self-employed professionals seeking cost-effective, comprehensive protection through instant online quotes.
Cyber Liability Insurance
Cyber liability insurance safeguards businesses against financial losses from data breaches or cyberattacks. Our policies cover legal costs, regulatory fines, and recovery expenses. Designed for businesses handling sensitive client data, ensuring compliance with data protection laws and minimising operational risks.
Medical Malpractice Cover
Medical malpractice cover provides protection for healthcare professionals against claims of clinical negligence. Our policies cater to individuals and practices, covering legal defence costs and compensation. Tailored for doctors, nurses, dentists, and allied healthcare providers through streamlined online applications.
Directors and Officers Insurance
Directors and officers insurance protects company leaders against legal actions arising from management decisions. Our policies cover legal defence costs and settlements, ensuring financial security for directors. Available for SMEs and large corporations through dedicated quotation processes.
Tradesman Liability Insurance
Tradesman liability insurance offers public and employers liability protection for construction and trade professionals. Our policies cover accidents, property damage, and legal costs. Designed for builders, electricians, and contractors, with optional add-ons for tools and equipment.
People
Emma Silver
Office Manager
Emma Silver oversees operations and client relations at Charles Insurance. With extensive experience in insurance compliance and customer service, she ensures efficient policy management and resolution of client concerns.
Questions
How can I get an instant insurance quote?
Visit our website, select your required insurance type, and complete the online form for immediate competitive quotes.
What insurance products are available for freelancers?
We offer professional indemnity, public liability, and office contents insurance tailored for freelancers and consultants.
Are your policies regulated by industry authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration number 823503).
Can I add office contents cover to my policy?
Yes, office contents insurance can be added to professional indemnity policies for self-employed professionals.
What happens if I need to file a complaint?
Contact Emma Silver, our Office Manager, via email or post to initiate our formal complaints procedure.
