Business Details
Independent Commercial Insurance Solutions Newport
Established over five decades ago, Sdandjones has built a reputation as a trusted independent insurance broker serving commercial clients across the United Kingdom. As a family-owned business, we maintain our founding principle of treating every client with equal importance, regardless of their size. Our extensive experience enables us to design bespoke insurance solutions by leveraging partnerships with leading UK insurers and specialist providers. We specialise in complex commercial risks that automated systems struggle to accommodate, particularly in the efficacy insurance sector for fire, security, and electrical industries. Our commitment to service excellence and value-driven advice has made us a preferred choice for businesses seeking tailored protection.We operate under strict regulatory oversight from the Financial Conduct Authority, ensuring adherence to the highest professional standards. Clients benefit from our deep market knowledge, competitive pricing, and dedicated support throughout the policy lifecycle. With physical premises in Newport, we combine local expertise with nationwide service capabilities. Our team's longevity in the industry allows us to offer nuanced insights into evolving risk landscapes, particularly for niche sectors requiring specialist coverage. Whether arranging commercial combined insurance or aviation policies, we prioritise client needs while maintaining transparent communication channels.
Services
Commercial Insurance
Efficacy Insurance
Aviation Insurance
Professional Indemnity
Keyman Cover
Travel Insurance
Public Liability
Employers' Liability
Commercial Property
Directors & Officers
Highlights and features
- 50+ years of specialist insurance brokerage experience
- Family-owned business prioritising personal client relationships
- Access to leading UK insurers and Lloyd's Syndicates
- FCA authorised and regulated for professional assurance
- Specialist in complex commercial risk arrangements
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Efficacy Insurance
Specialist insurance protecting technical contractors against claims arising from system performance failures. Designed for fire, security and electrical sectors where standard liability policies provide insufficient coverage. Our 40-year expertise ensures appropriate protection levels for installers and manufacturers.
Commercial Insurance
Tailored risk management solutions for businesses of all sizes. Includes liability coverage, property protection, and directors' insurance. We create custom packages through major UK insurers and specialist providers to address specific industry requirements and budget constraints.
Aviation Insurance
Comprehensive insurance for fixed and rotor wing aircraft, fleets, and airfield operators. Offers competitively priced hangarkeepers cover and operational protection. Our decade of experience ensures appropriate risk mitigation for private and commercial aviation interests.
Professional Indemnity
Protection against claims arising from professional errors or negligence. Specifically tailored for fire, security and electrical sectors. Covers legal costs and compensation awards to safeguard business financial stability from service-related disputes.
Keyman Insurance
Financial safeguard against loss of key personnel. Designed to protect business value through critical individual life cover. Helps maintain operational continuity and provides funds for recruitment or succession planning following unexpected personnel loss.
Questions
What is efficacy or 'failure to perform' insurance?
Efficacy insurance covers businesses when installed systems fail to perform as intended, particularly for fire, security, and electrical contractors.
Why should I check my policy for efficacy coverage?
Standard liability policies often exclude efficacy risks, leaving businesses exposed to claims arising from system performance failures.
Do electricians need efficacy insurance?
Yes, electrical contractors require efficacy coverage to protect against claims when installed systems fail to operate correctly.
What commercial insurance services do you offer?
We provide tailored commercial insurance including liability, property, aviation, professional indemnity, and specialist efficacy coverage.
How are you regulated as an insurance broker?
We operate under Financial Conduct Authority authorisation (registration number 229652) ensuring professional standards compliance.
Can you help with complex insurance requirements?
Our expertise lies in arranging difficult commercial risks that automated systems cannot accommodate, particularly in technical sectors.