Business Details
42 Years
experience
Classic Car Insurance Specialists Since 1984
Established in 1984, Lancaster Insurance Services has built a reputation as a leading specialist in classic vehicle insurance. Our expertise lies in providing tailored coverage for cherished vehicles, working with a panel of insurers to offer policies that reflect the unique value of classic cars, motorhomes, and modified vehicles. We prioritise agreed valuations, salvage retention, and club member discounts, ensuring owners receive protection aligned with their vehicles' true worth.With a dedicated 24-hour claims helpline and partnerships with over 310 motoring clubs, we combine industry knowledge with a passion for classic motoring. Our team understands the importance of preserving automotive heritage, offering benefits such as EU cover up to 90 days and limited mileage discounts to meet the needs of discerning enthusiasts.
Services
Classic Car Insurance
Campervan Insurance
Land Rover Insurance
Modified Car Insurance
Motorhome Insurance
Multi Car Insurance
Performance Car Insurance
American Classic Insurance
Kit Car Insurance
Horsebox Insurance
Details
- Year established: 1984
Highlights and features
- We have over 40 years of experience in classic vehicle insurance.
- Our policies include agreed valuations and salvage retention.
- We offer exclusive discounts for car club members.
- Our 24-hour claims helpline ensures round-the-clock support.
- We partner with over 310 motoring clubs nationwide.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Trusted insurer
Great support
Fair valuations
Prompt claims
Services
Classic Car Insurance
Tailored insurance for vehicles over 20 years old, with agreed valuations to reflect true market value. Benefits include salvage retention, EU cover up to 90 days, and discounts for low annual mileage. Ideal for owners seeking comprehensive protection for cherished automobiles.
Modified Car Insurance
Specialist coverage for vehicles with performance or aesthetic modifications. Policies account for enhanced specifications and custom parts, ensuring modified classics receive appropriate valuation and repair options. Available for both road and show vehicles.
Motorhome Insurance
Comprehensive protection for classic motorhomes, including lay-up periods and static show attendance. Features agreed valuations for vintage models and coverage for personal possessions inside the vehicle. Designed for enthusiasts who value mobile heritage.
Car Club Discounts
Exclusive insurance discounts for members of affiliated motoring clubs. Available for over 310 UK clubs, including MX5 Owners Club and VW Golf MK1 Owners Club. Discounts apply to classic car, motorhome, and modified vehicle policies.
24/7 Claims Helpline
Round-the-clock assistance for policyholders requiring urgent claims support. Available for all insured vehicle types, ensuring prompt response to accidents, theft, or damage. Complements standard policy benefits with immediate expert guidance.
Questions
What defines a classic car for insurance purposes?
A classic car is typically over 20 years old, well-maintained, and used primarily for leisure. We assess each vehicle individually to ensure accurate classification.
How does agreed valuation work?
Our valuation team assesses your vehicle's condition and market value. This agreed amount becomes the payout in case of a total loss, ensuring fair compensation.
Do you cover modified classic vehicles?
Yes, we offer specialist policies for modified cars, considering performance upgrades and custom features to provide accurate coverage.
Are car club members eligible for discounts?
Yes, we provide exclusive discounts for over 310 affiliated clubs. Simply provide your membership details when obtaining a quote.
What happens if I need to make a claim?
Contact our 24-hour claims helpline immediately. Provide details of the incident, and our team will guide you through the process with minimal disruption.
Can I insure a classic car as a daily driver?
Yes, we offer policies with higher mileage allowances for regular use while maintaining classic car insurance benefits.
