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Business Details
46 Years
experience
Trusted Construction Insurance Solutions
As a full-service insurance broker, we provide a vast range of insurance policies to protect construction businesses across the UK. Our knowledge of the construction industry is second to none, derived from being a wholly-owned subsidiary of the Federation of Master Builders (FMB). This unique position ensures that every client interacts with experts who understand both construction and insurance intricacies.

We leverage established relationships with leading UK insurers to secure quality coverage tailored to specific business needs. Our team, qualified by the Chartered Insurance Institute, offers dedicated customer service and invaluable peace of mind through comprehensive insurance solutions.
Services
Public Liability Insurance Employers Liability Insurance Contract Works Insurance Professional Indemnity FMB Building Work Guarantee New Homes Warranty Unoccupied Buildings Insurance Van and Fleet Insurance
Details
  • Year established: 1980
Highlights and features
  • We are a subsidiary of the Federation of Master Builders, ensuring deep industry expertise.
  • We access leading UK insurers to secure quality coverage at competitive prices.
  • Our team holds Chartered Insurance Institute qualifications for professional excellence.
  • Dedicated customer service representatives provide tailored support and guidance.
  • We offer peace of mind through comprehensive, construction-specific insurance solutions.
Associations and certifications
  • Financial Conduct Authority
  • Investors in People
What people say
Quality cover Expert team Peace of mind Competitive pricing Dedicated support
Services
Public Liability Insurance
Public Liability Insurance protects builders against claims for property damage or injury to third parties. This essential coverage safeguards businesses from financial losses due to accidents during construction work. FMB Insurance ensures policies meet industry standards while offering flexible limits from 1m to 10m.
Employers Liability Insurance
Employers Liability Insurance covers legal costs and compensation for employee injuries or illnesses. Mandatory for businesses with staff, this policy protects against claims arising from workplace incidents. FMB Insurance provides coverage up to 10m with personalized options for varying risk levels.
Contract Works Insurance
Contract Works Insurance safeguards construction projects against damage during development. Covering events like fire or theft, this policy ensures financial protection for ongoing works. FMB Insurance tailors coverage to project size, including materials, tools, and temporary structures.
Professional Indemnity
Professional Indemnity Insurance covers legal costs and compensation for errors in professional advice. Essential for builders providing design or technical guidance, this policy addresses risks like defective plans or incorrect specifications. FMB Insurance offers comprehensive coverage for negligence claims.
FMB Building Work Guarantee
The FMB Building Work Guarantee provides insurance-backed protection for structural defects up to 10 years. This policy ensures rectification costs are covered if builders cease trading. FMB Insurance offers flexible 2, 6, or 10-year terms with full contract value coverage.
People
Peter Matson
Chairman
Peter Matson leads FMB Insurance with extensive industry experience, ensuring high standards and innovative insurance solutions for construction professionals.
Questions
What types of insurance does FMB Insurance offer?
We provide Public Liability, Employers Liability, Contract Works Insurance, Professional Indemnity, Building Work Guarantees, New Homes Warranties, and more tailored for construction businesses.
Is FMB Insurance regulated by any authority?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict financial and service standards.
Can non-FMB members access your insurance products?
Yes, while FMB members receive preferential rates, our insurance products are available to all construction businesses meeting eligibility criteria.
Do you cover modern construction methods?
Yes, our New Homes Warranty includes coverage for modern methods of construction, assessed individually by experienced surveyors.
What is the maximum coverage period for building work guarantees?
Our FMB Building Work Guarantee offers protection for up to 10 years, covering structural defects after project completion.
How do I get a quote?
Request a free, no-obligation quote online or contact us directly at 01353 652760 for personalized insurance advice.
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