Business Details
50+ Years
experience
Trusted Insurance Brokers in Lincoln
Established in 1964, Thompson & Richardson have built a reputation as Lincolnshire's leading insurance broker. Our scale enables us to negotiate competitive terms from the insurance market while maintaining significant access to the London Market, ensuring comprehensive coverage options for clients. We deliver professional insurance broking services to corporate, commercial, and personal clients through dedicated teams in each office, combining local expertise with national market influence. Our recent acquisition of Johnstone Insurance Brokers in Scunthorpe reinforces our commitment to community-focused service while expanding our regional presence.All our offices operate under Financial Conduct Authority authorisation, maintaining rigorous compliance standards while prioritising independent, unbiased advice. With directors and senior staff actively engaged in service delivery, we combine decades of industry experience with a client-centric approach to risk management solutions.
Services
Commercial Combined Insurance
Agricultural Insurance
Cyber Liability Coverage
Motor Trade Insurance
High Net Worth Home Insurance
Directors & Officers Liability
Goods in Transit Insurance
Medical Practitioners Liability
Personal GAP Cover
Travel Insurance
Details
- Year established: 1964
Highlights and features
- Top 50 UK insurance broker with nationwide market influence
- FCA-authorised professionals ensuring regulatory compliance
- Experienced local teams in multiple Lincolnshire locations
- Direct access to London Market specialist insurance products
- Proven track record serving businesses since 1964
Associations and certifications
- Financial Conduct Authority
Services
Commercial Combined Insurance
Our Commercial Combined Insurance offers comprehensive protection for businesses, bundling property, liability, and business interruption coverage. This tailored solution safeguards against common risks while providing financial security during unexpected disruptions. Designed for diverse industries, it ensures operational continuity through customised risk management strategies.
Agricultural Insurance
T&R Farming provides specialist agricultural insurance covering farm buildings, machinery, livestock, and crop protection. Our policies address unique rural risks including weather damage, equipment failure, and liability exposures. Tailored solutions support farmers in maintaining productivity while managing modern agricultural challenges effectively.
Cyber Liability Insurance
Cyber Liability Insurance protects businesses against digital threats through data breach coverage, ransomware protection, and incident response support. Our policies include risk assessment tools and legal compliance assistance. This critical coverage helps modern businesses navigate evolving cybersecurity challenges and regulatory requirements.
Motor Trade Insurance
Motor Trade Insurance covers vehicle repair businesses, dealerships, and garages with protection for premises, tools, and customer vehicles. Policies include employer liability, equipment breakdown, and business interruption coverage. Our specialist solutions address the unique operational risks faced by automotive industry professionals.
High Net Worth Home Insurance
High Net Worth Home Insurance provides enhanced coverage for valuable properties, including buildings, contents, and liability protection. Policies accommodate unique features, high-value contents, and specialist security requirements. This premium service ensures comprehensive protection for distinctive residential properties and their owners.
People
John Smith
Managing Director
With over 25 years in insurance broking, John leads our commercial division, specialising in risk management solutions for medium-sized enterprises across Lincolnshire.
Emma Johnson
Head of Personal Lines
Emma oversees personal insurance services with particular expertise in high-net-worth home policies and complex motor insurance requirements for discerning clients.
Questions
What insurance sectors do Thompson & Richardson specialise in?
We provide expert insurance solutions across commercial, personal, and agricultural sectors, including specialist coverages for high-net-worth individuals and rural businesses.
How does being a Top 50 UK broker benefit clients?
Our scale enables better market negotiation, access to exclusive London Market products, and investment in advanced risk management tools for client benefit.
Are your insurance advisors FCA qualified?
All our offices operate under FCA authorisation, with directors and senior staff holding relevant industry qualifications and decades of combined experience.
Which geographical areas do you cover?
While headquartered in Lincoln, we serve clients across Lincolnshire, Nottinghamshire, and North Lincolnshire through our network of local offices.
What happens if I'm dissatisfied with a service?
We aim to resolve concerns promptly, but unresolved issues can be referred to the Financial Ombudsman Service for independent review as required.
