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Trusted Insurance Brokers in Broadstone
Established in 1971, J.L. Morris has built an outstanding reputation as a family-run insurance brokerage serving clients across Dorset and the UK. Our team of specialists, led by Managing Director David Morris, offers tailored insurance solutions for homeowners, landlords, community radio stations, and high-net-worth individuals. Regulated by the Financial Conduct Authority (FCA) with registration number 306499, we prioritise client interests through comprehensive coverage from top-tier insurers. Our expertise spans self-catering insurance, holiday home policies, travel insurance, and specialist charity coverage, ensuring bespoke protection for diverse needs.

With over five decades of experience, we combine local knowledge with national reach, providing rapid claims handling, premium customer service, and partnerships with leading underwriters. Our commitment to transparency, ethical practices, and client-centric advice has earned us membership in the Financial Ombudsman Service, reinforcing our dedication to resolving disputes fairly. Whether insuring a second home, managing unoccupied property risks, or crafting high-net-worth portfolios, we deliver expert guidance and competitive policies tailored to individual circumstances.
Services
Self Catering Insurance Landlord Insurance Home Insurance Unoccupied Property Insurance Community Radio Insurance High Net Worth Insurance Travel Insurance Charity Insurance
Details
  • Year established: 1971
Highlights and features
  • Established in 1971 with deep industry expertise
  • Regulated by the Financial Conduct Authority (FCA)
  • Rapid claims response and dedicated account management
  • Tailored policies for unique properties and needs
  • Partnerships with leading UK insurers for competitive rates
Associations and certifications
  • Financial Conduct Authority
  • Financial Ombudsman Service
What people say
Expert advice Tailored policies Efficient claims Decades of experience Competitive rates
Services
Self Catering Insurance
Our self-catering insurance protects holiday rental properties across the UK, including cottages, chalets, and seaside apartments. The policy covers accidental damage, theft, and malicious acts by guests, with optional public liability and loss-of-income protection. Tailored for commercial holiday lets, it ensures comprehensive coverage during occupancy and unoccupied periods, subject to inspection.
Landlord Insurance
Designed for long-term rental properties, our landlord insurance covers fire, earthquake, and tenant-related damage, including accidental or malicious acts. Policies include loss-of-income protection during repairs and optional multi-property coverage. We address gaps in standard policies, such as unoccupied periods and tenant criminal activity, ensuring landlords' investments remain secure.
High Net Worth Insurance
This specialist insurance safeguards high-value homes and assets, including antiques, fine art, and luxury vehicles. Coverage extends to listed buildings, worldwide all-risks protection, and refurbishment periods. Policies include warranty-free cover, home technology protection, and tailored options for second homes, yachts, and rare collections, managed by dedicated account managers.
Community Radio Insurance
Tailored for UK community radio stations, this policy includes low excesses, defamation coverage, and all-risks protection for transmission sites. Features interest-free instalments and employers' liability cover for volunteers. Our brokers' deep sector knowledge ensures policies address the unique risks faced by non-profit broadcasting organisations.
Unoccupied Property Insurance
Protecting properties left vacant for extended periods, this insurance covers storm damage, vandalism, and water escape risks. Ideal for homes undergoing renovations, bereavement-related vacancies, or long-term travel, it ensures coverage during structural work and seasonal unoccupancy, with tailored terms for Dorset and nationwide locations.
People
David Morris
Managing Director
David Morris, a Chartered Insurance Broker with over 50 years in the industry, leads J.L. Morris. His expertise in specialist insurance solutions ensures clients receive tailored coverage. He oversees policy design and claims management, leveraging decades of experience to maintain the firm's reputation for excellence.
Hugh Morris
New Business Broker
Hugh Morris specialises in new business development, focusing on emerging insurance needs for holiday lets and commercial properties. With a background in risk assessment, he helps clients navigate complex coverage options, ensuring policies align with evolving market demands and regulatory standards.
Questions
What areas do J.L. Morris cover?
We provide insurance solutions across Dorset and the UK, including holiday homes, landlords, and high-net-worth properties.
Can I get insurance for an unoccupied property?
Yes, our unoccupied property insurance covers risks like vandalism and water damage for homes left vacant long-term.
Are claims handled directly by J.L. Morris?
We manage claims on your behalf, liaising with insurers to ensure efficient resolution and advocating for your interests.
Do you offer specialist insurance for community radio stations?
Yes, we provide tailored community radio insurance with low excesses, defamation coverage, and volunteer protection.
What payment options are available?
We offer interest-free instalments over ten months for selected policies, with flexible payment arrangements discussed during quotation.