Business Details
42 Years
experience
Tailored Commercial Insurance Solutions
Chadwick Insurances was established in 1984 and has built a reputation for exceptional customer service and meticulous attention to detail. Under the leadership of Managing Director Gareth Chadwick, we specialise in designing tailored insurance programmes that protect businesses against unforeseen risks. Our approach combines deep market knowledge with a commitment to understanding each client's unique needs, ensuring competitive premiums and comprehensive coverage. We offer a free insurance health check to identify gaps in existing policies and provide actionable recommendations. Our team collaborates with trusted professionals in law, accounting, and health & safety to deliver holistic risk management solutions.With over 40 years of experience, we prioritise long-term client relationships and proactive service. Our FCA-authorised status underscores our adherence to rigorous regulatory standards. We focus on simplifying complex insurance decisions, allowing clients to concentrate on their core operations. Our testimonials highlight consistent praise for our responsiveness, expertise, and cost-saving capabilities. As a dynamic broker, we continuously adapt to evolving market challenges while maintaining our founding principles of integrity and client-centric service.
Services
Commercial Business Insurance
Motor Fleet Insurance
Property Owners Insurance
Liability Insurance
Business Interruption Insurance
Cyber Risk Insurance
Employers Liability Insurance
Professional Indemnity Insurance
Details
- Year established: 1984
Highlights and features
- We are FCA-authorised and regulated insurance brokers with 40 years of industry experience
- Our tailored insurance programmes address specific business risk exposures
- We provide free policy reviews to identify coverage gaps and optimise protection
- Our team maintains partnerships with professional service providers for holistic risk management
- Testimonials highlight exceptional client service and cost-saving expertise
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Fantastic service
Thorough approach
Saved money
Excellent communication
Highly recommended
Services
Commercial Business Insurance
We provide comprehensive coverage for commercial operations including buildings, contents, and business interruption. Our policies protect against financial losses from unexpected events like fire, theft, or natural disasters. With tailored solutions, we ensure businesses maintain continuity during disruptions while meeting legal liability requirements.
Property Owners Insurance
Our insurance solutions protect property investments ranging from single units to large portfolios. Coverage includes buildings, loss of rent, and liability protection for landlords. We address risks specific to HMOs and properties undergoing renovation, ensuring comprehensive protection for residential and commercial property owners.
Liability Insurance
We offer public, products, and employers liability coverage to safeguard businesses from legal claims. Our policies cover compensation costs and legal expenses arising from injuries or property damage. This essential protection helps businesses manage risks associated with daily operations and customer interactions.
Motor Fleet Insurance
Our tailored motor fleet policies protect commercial vehicle operations with flexible terms for varying fleet sizes. Coverage includes third-party liability, accidental damage, and breakdown assistance. We help businesses balance comprehensive protection with cost-effective premiums for company vehicle fleets.
Business Interruption Insurance
This critical coverage protects against income loss during operational disruptions caused by insured events. We design policies to cover ongoing expenses like wages and rent while businesses recover from incidents such as fire or flooding. Our solutions help maintain financial stability during unexpected interruptions.
People
Gareth Chadwick
Managing Director
With over 40 years of industry experience since founding Chadwick Insurances in 1984, Gareth leads our team with a commitment to exceptional client service and innovative risk solutions. His leadership maintains our reputation for integrity and client-focused insurance broking.
Questions
What types of commercial insurance do you offer?
We provide comprehensive coverage including business interruption, liability, property, motor fleet, and cyber risk insurance tailored to specific industry needs.
How do you tailor insurance programmes for businesses?
We conduct detailed risk assessments and policy reviews to create custom solutions that match each client's unique operational requirements and risk exposures.
Do you offer free policy reviews?
Yes, we provide free, no-obligation insurance health checks to identify coverage gaps and recommend improvements for existing policies.