Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Brokers in Oswaldtwistle
Established in 1973, Owen & Ewing has grown to become one of the leading independent insurance brokerages in its sector. Our professional service is underpinned by longstanding membership of the British Insurance Brokers Association and the Institute of Insurance Brokers, alongside authorisation by the Financial Conduct Authority (FCA). We prioritise delivering the highest standards of service to our clients, offering continuous support throughout the term of their insurance policies rather than solely at renewal periods. Our significant investment in ICT capabilities ensures optimal access to the UK insurance marketplace, including Lloyd's of London, enabling us to secure competitive rates across all sectors. By exclusively partnering with UK-registered insurance companies, we guarantee the security and reliability of our clients' coverage.Our dedicated advisory team is available to provide tailored guidance, ensuring clients understand their policies and maintain appropriate protection. We actively support local initiatives, including sponsorship of GB athletes and community sports clubs, reflecting our commitment to both professional excellence and local engagement. Our offices in Oswaldtwistle serve clients across Lancashire and beyond, combining regional expertise with national market access. With decades of experience, we specialise in both personal and business insurance solutions, addressing complex risks such as flood reinsurance and cyber threats. Our focus remains on transparency, client education, and proactive risk management, ensuring clients are fully informed about underinsurance risks and policy adequacy.
Services
Home Insurance
Travel Insurance
Private Medical Insurance
Flood Re Insurance
Business Insurance
Landlord Insurance
Cyber Insurance
Professional Indemnity
Charity Insurance
Licensed Premises Insurance
Details
- Year established: 1973
Highlights and features
- We have over 50 years of experience in independent insurance brokerage.
- Our company is FCA-authorised for regulatory compliance and client protection.
- We provide 24/7 emergency support for property and motor claims.
- Our ICT systems ensure access to competitive rates across the UK market.
- We exclusively partner with UK-registered insurance companies for policy security.
Associations and certifications
- British Insurance Brokers Association
- Institute of Insurance Brokers
- Financial Conduct Authority
Services
Home Insurance
We provide comprehensive home insurance solutions protecting against risks like fire, theft, and weather damage. Our policies address rebuild costs, underinsurance risks, and flood coverage through partnerships with UK insurers. Clients receive tailored advice to ensure adequate sums insured, supported by 24/7 claims assistance and transparent policy terms.
Business Insurance
Our business insurance covers commercial properties, cyber risks, professional indemnity, and liability. Tailored for sectors like retail, charities, and licensed premises, policies include flood reinsurance and cyber attack protection. We ensure compliance with regulatory standards while offering competitive rates through Lloyd's of London and UK insurers.
Flood Re Insurance
Specialist flood insurance helps homeowners and businesses in high-risk areas secure coverage. We address challenges posed by increased flood frequency, offering policies that comply with Flood Re schemes. Clients receive guidance on risk mitigation and underinsurance prevention, ensuring full rebuild cost coverage post-claim.
Cyber Insurance
Cyber insurance protects businesses against data breaches, ransomware, and online threats. Policies cover financial losses, legal liabilities, and recovery costs. We provide risk assessments and tailored solutions aligned with evolving cyber security standards, ensuring businesses maintain operational continuity after incidents.
Landlord Insurance
Landlord insurance safeguards rental properties against damage, liability claims, and income loss. Policies include buildings and contents coverage, legal expense protection, and flood risk mitigation. We advise on compliance with smoke alarm regulations and ensure adequate sums insured to prevent underinsurance.
Questions
What types of insurance do you offer?
We provide home, travel, private medical, flood reinsurance, business, landlord, cyber, professional indemnity, charity, and licensed premises insurance.
How can I avoid underinsurance for my property?
Ensure your policy reflects the full rebuild cost using a qualified surveyor's assessment. We advise on accurate sums insured to prevent claim reductions.
Are you authorised by the FCA?
Yes, Owen & Ewing is authorised and regulated by the Financial Conduct Authority (FCA) for insurance brokerage services.
Do you offer 24/7 emergency support?
Yes, we provide 24/7 emergency assistance for property and motor claims, with dedicated contact numbers for urgent situations.
Can you help with flood insurance for high-risk areas?
Yes, we specialise in flood reinsurance solutions for homeowners and businesses in high-risk zones, ensuring compliance with Flood Re schemes.
What areas do you serve?
Based in Oswaldtwistle, Lancashire, we serve clients across the North West and UK-wide through partnerships with UK-registered insurers.
