Business Details
Emergency
services
Trusted Insurance Services for Church of Scotland Congregations
Established in 1879, we are a specialist insurance provider wholly owned by the General Trustees of the Church of Scotland. Our primary focus is delivering tailored insurance solutions and risk management guidance to Church of Scotland congregations, associated bodies, and charitable organisations. With over 140 years of experience, we combine deep sector knowledge with comprehensive coverage options including buildings, contents, liability, and contract works insurance.Our team provides expert advice on policy design, claims management, and regulatory compliance while reinvesting scheme profits through Gift Aid to support parish ministry and church building maintenance. We maintain strong partnerships with leading insurers to offer flexible coverage options for both standard and unique insurance requirements.
Services
Church Insurance
Manse Insurance
Contract Works Insurance
Special Events Insurance
Public Liability Insurance
Highlights and features
- Established in 1879 with deep ecclesiastical insurance expertise
- Tailored Church Insurance Scheme with 10M liability cover
- 24/7 emergency claims service through Aviva partnership
- Profits reinvested to support Church of Scotland ministries
- Expert guidance on risk management and policy design
Services
Church Insurance Scheme
Our comprehensive insurance package covers Church of Scotland properties with buildings, contents, and liability protection. Includes loss of revenue, glass, and personal accident coverage with optional extensions. Scheme profits support church ministries through Gift Aid contributions.
Manse Insurance
Specialist home insurance for ministers and congregation members. Provides property and contents protection with tailored coverage for church-related activities and unoccupied periods during cold weather.
Contract Works Insurance
Financial protection for church building projects up to 150,000. Covers accidental damage, theft, and third-party liabilities during renovation or construction works on church premises.
Special Events Insurance
Flexible insurance for fundraising activities and church events. Includes coverage for temporary structures, public liability, and cancellation risks with tailored limits for specific event requirements.
Claims Management
24/7 emergency claims support with dedicated assistance for major losses. Guided process for notification, documentation, and resolution with appointed loss adjusters and emergency repair coordination.
People
Barry Clarkson
Chief Executive
Leading the organisation with extensive insurance industry experience, overseeing strategic direction and operational management while maintaining strong church relationships.
Yvonne Bradley
Underwriting & Administration
Managing insurance scheme operations with specialist knowledge of ecclesiastical risk management requirements and policy administration processes.
Questions
What insurance options are available for Church of Scotland congregations?
We offer comprehensive Church Insurance Scheme coverage including buildings, contents, liability, and contract works insurance with flexible optional extensions.
How do I make a claim outside office hours?
Call Aviva's 24/7 emergency line on 0800 015 1498 for major losses, quoting scheme policy number 100719844BDN and your church reference.
Can non-Church of Scotland organisations get insurance?
We provide advice to other charitable and not-for-profit organisations, though access to our Church Scheme is limited to Church of Scotland congregations.
What's included in the Church Insurance Scheme?
Buildings and contents coverage, loss of revenue, glass, money, personal accident, liability, charity trustees indemnity, and breach of duty protection with optional extensions.
How are insurance premiums calculated?
Premiums depend on property value, coverage requirements, and risk factors. Contact us for a tailored quotation based on your congregation's specific needs.
Do you cover special events and fundraising activities?
Yes, we provide specialist event insurance including coverage for temporary structures, public liability, and cancellation risks for church-organised activities.
