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Business Details
Trusted Insurance Broker in Kirkcaldy
Established over two decades ago, Insure Smart has built a reputation as a trusted insurance broker serving businesses and individuals across Scotland and the UK. Our team of qualified agents specialises in delivering tailored insurance solutions, combining strategic operations support with innovative technology to address diverse client needs. As an FCA-authorised and regulated entity, we prioritise transparency, client-centric service, and comprehensive risk management.

With partnerships spanning leading UK insurers, we offer competitive premium rates and a streamlined claims process, ensuring clients receive expert guidance and prompt resolution. Our commitment extends beyond policieswe actively engage in community initiatives through the Insure Smart Foundation, reinforcing our dedication to social responsibility and client trust.
Services
Property Insurance Shop Insurance Beauty Insurance Short Term Car Insurance Home Insurance Travel Insurance Life Insurance Bespoke Insurance Public Liability Event Insurance
Highlights and features
  • We have over 20 years of experience in UK insurance brokerage.
  • Our services are FCA-authorised and regulated for client protection.
  • We provide personalised insurance solutions tailored to specific needs.
  • We offer comprehensive coverage across commercial and personal insurance sectors.
  • Our claims process prioritises swift resolution and client communication.
Associations and certifications
  • Financial Conduct Authority
What people say
High level of service Quick and professional emails 100% recommended Great customer service Fully insured at reasonable cost
Services
Property Insurance
Protects property investments against unforeseen damages and liabilities. Designed for homeowners and businesses, this policy mitigates financial risks from accidents, natural disasters, or theft. Insure Smart offers tailored coverage to ensure long-term security for residential and commercial properties.
Shop Insurance
Safeguards retail businesses against property damage, theft, and liabilities. Tailored for shop owners, this insurance covers inventory, fixtures, and legal claims. Insure Smart provides competitive policies to protect small and large retail operations across the UK.
Beauty Insurance
Specialised insurance for beauty salons and professionals. Covers equipment damage, client injuries, and public liability claims. Insure Smart's policies ensure beauty businesses operate with confidence, addressing risks unique to the industry.
Short Term Car Insurance
Flexible insurance solutions for temporary vehicle use. Ideal for short-term needs like learner drivers or seasonal travel. Insure Smart offers instant online quotes and coverage options that adapt to varying durations and driver profiles.
Life Insurance
Provides financial security for loved ones in the event of death. Policies ensure beneficiaries receive support for mortgages, debts, or living expenses. Insure Smart offers term and whole-of-life options tailored to individual circumstances and family needs.
People
Craig Hanson
Founder & CEO
With over 20 years in insurance brokerage, Craig established Insure Smart to provide accessible, client-focused coverage. He leads strategic growth while maintaining hands-on client relationships.
Silvana Coombes
Business Owner
Silvana manages commercial account services, leveraging industry expertise to tailor business insurance solutions. She ensures clients receive comprehensive coverage aligned with operational risks.
Questions
What types of insurance does Insure Smart offer?
We provide commercial and personal insurance, including property, life, travel, shop, beauty, and bespoke policies tailored to specific client needs.
Is Insure Smart regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) for client protection and compliance.
How can I get a quote for insurance?
Request a free quote online via our website or contact our Kirkcaldy office directly for personalised assistance from our agents.
Do you cover businesses outside Scotland?
Yes, we serve clients across the UK, supporting diverse sectors like retail, hospitality, and professional services with tailored insurance.
What is the claims process like?
Our claims process prioritises efficiency. Submit a claim via phone or online, and a dedicated handler will guide you through resolution promptly.
Can I get temporary car insurance?
Yes, we offer short-term car insurance options ideal for learner drivers, seasonal use, or temporary vehicle coverage needs.