Business Details
50+ Years
experience
Specialist Taxi & Fleet Insurance Solutions
Established in 1957, Patons Insurance has built a reputation for delivering tailored insurance solutions to professional drivers across the UK. As part of the family-owned Patons Group, we combine decades of industry expertise with a commitment to customer-centric service. Our specialist team offers comprehensive Taxi Insurance, Fleet Insurance, and related services, supported by innovative tools like our 24/7 mobile app. With offices nationwide and a focus on local market knowledge, we prioritise transparency, competitive pricing, and flexible payment options.Our partnerships with leading insurers ensure clients receive robust coverage, while our in-house claims assistance and telematics integration demonstrate our dedication to modern, reliable service. Backed by authorisation from the Financial Conduct Authority, we maintain rigorous standards of professionalism and accountability.
Services
Taxi Insurance
Fleet Insurance
Chauffeur Insurance
HGV Insurance
Minibus Insurance
Details
- Year established: 1957
Highlights and features
- Family-owned business with 60+ years' experience in commercial vehicle insurance
- Authorised and regulated by the Financial Conduct Authority
- Competitive rates from a wide panel of specialist insurers
- Nationwide coverage with local office support in key UK regions
- 24/7 mobile app for policy management and claims assistance
Associations and certifications
- Financial Conduct Authority
- Financial Services Compensation Scheme
What people say
Competitive rates
Responsive service
Industry expertise
Flexible payments
Local knowledge
Services
Taxi Insurance
Specialist insurance for public and private hire taxi drivers, providing comprehensive protection for vehicles used for hire and reward. Covers third-party liability, fire damage, theft, and accidental damage. Designed for black cabs, minicabs, and ride-hailing vehicles operating across the UK. Policies include breakdown assistance and public liability options.
Fleet Insurance
Tailored coverage for businesses operating three or more vehicles, including trucks, vans, and commercial cars. Offers comprehensive protection with flexible terms for mixed-use fleets. Includes telematics integration for risk management and multi-vehicle discounts. Suitable for start-ups and established businesses with varying claims histories.
Chauffeur Insurance
Specialised policies for luxury vehicle operators transporting pre-booked passengers. Covers high-value cars, limousines, and prestige vehicles over 35,000. Provides comprehensive protection including third-party liability, fire damage, and theft coverage. Available for single vehicles and fleet operations with flexible policy terms.
HGV Insurance
Comprehensive coverage for heavy goods vehicles with options for varying load capacities and delivery ranges. Includes third-party liability, cargo protection, and breakdown assistance. Tailored policies for regional and national haulage operations with flexible premium structures based on mileage and cargo type.
Minibus Insurance
Specialist insurance for minibuses carrying up to 16 passengers. Covers school transport, community groups, and commercial hire. Includes third-party liability, passenger accident coverage, and breakdown assistance. Flexible policies for regular route operations and occasional use requirements.
People
John Paton
Founder
Established the business in 1957, creating a family legacy in commercial vehicle insurance. Built strong industry relationships that continue to benefit clients today.
David Smith
Head of Operations
Over 25 years' experience in commercial insurance. Leads policy development and client relations across Patons' specialist divisions.
Questions
What types of insurance does Patons offer?
We specialise in Taxi Insurance, Fleet Insurance, Chauffeur Insurance, HGV Insurance, and Minibus Insurance for commercial drivers across the UK.
Can I get insurance for multiple vehicles?
Yes, our Fleet Insurance policies cover three or more vehicles under one policy, with options for mini-fleets and large operations.
Do you offer flexible payment options?
We provide monthly instalment plans to help spread costs while maintaining comprehensive coverage for commercial drivers.
How do I make a claim?
Contact our dedicated claims team via phone or online portal for immediate assistance with policy-covered incidents.
Are there discounts available?
We offer no-claims discounts, security device incentives, and multi-policy benefits to help reduce premiums.
