Business Details
13 Years
experience
Emergency
services
Specialist Insurance Underwriting Services in Hemel Hempstead
We are an experienced and dynamic niche product underwriter providing a fast, friendly, and modern service. As an approved Lloyd's Coverholder, all our policies are underwritten by rated insurers, offering a wide range of covers and competitive rates. We provide over 20 schemes, enabling brokers to access products quickly and efficiently, supported by a dedicated underwriting team. Our online trading platform operates 24/7, ensuring seamless service delivery. With FCA authorisation under registration number 821614, we prioritise transparency, competitive commissions, and tailored solutions for brokers and their clients. 
Services
Commercial Combined
Contractors Combined
Motor Trade
Household Insurance
Property Owners
Fleet Insurance
Liability Schemes
Made at Home
Green Energy
Land Owners
Details
- Year established: 2013
Highlights and features
- We are FCA regulated under registration number 821614.
- We offer over 20 niche insurance schemes for brokers.
- Our 24/7 online trading platform ensures seamless access.
- We build competitive commission levels into all products.
- We are an approved Lloyd's Coverholder with rated insurers.
Associations and certifications
- Lloyd's Coverholder
- Financial Conduct Authority (FCA) under registration number 821614
Services
Commercial Combined
Our Commercial Combined policy covers manufacturers, retailers, and wholesalers with up to 2m sum insured per location. It includes premises, business interruption, and liability covers. We offer competitive rates and a quick quote facility for 328 trades, with no minimum premium required.
Contractors Combined
Designed for builders, this policy includes public liability up to 5m and covers contract works, hired-in plant, and employers liability. Legal expenses are included as standard, with options for own premises cover and per capita rating for flexibility.
Motor Trade
This scheme covers small to medium motor traders with premises or mobile operations. It includes public liability up to 5m, service indemnity, and legal expenses. We provide competitive rates and tailored options for faulty workmanship and vehicle damage.
Household Insurance
We offer standard, mid-net-worth, and non-standard household policies with buildings cover up to 2m. Features include 24-hour claims, legal expenses, and coverage for listed properties, unoccupied homes, and business use from residential premises.
Property Owners
Our property owners policy covers commercial buildings up to 2m and includes loss of rent, public liability, and legal expenses. It accommodates multi-property schemes and offers coverage for non-standard construction and listed properties with flexible terms.
People
Jon Collis
Director
Jon oversees strategic operations and broker relationships, bringing extensive insurance expertise to ensure tailored solutions for clients.
Carly Biggerstaff
Commercial Underwriter
Carly specialises in commercial policies, providing expert underwriting support and risk assessment for diverse business sectors.
Jack Garnish
Motor Fleet Underwriter
Jack focuses on motor fleet solutions, offering competitive quotes and tailored coverage for business vehicle fleets.
Stuart Johnson
Commercial Underwriter
Stuart provides underwriting expertise for commercial combined and liability schemes, ensuring efficient service for brokers.
Daniel Ody
Motor Fleet Underwriter
Daniel specialises in motor fleet insurance, delivering customised policies and support for brokers and their clients.
Questions
Are you FCA registered?
Yes, our registration number is 821614.
Do you have minimum support levels?
No, we accommodate all business needs without minimums.
How do you invoice brokers?
We send monthly statements payable by the 25th.
Do you include commission in quotes?
Yes, we build competitive commission levels into all products.
Can I access policies online?
Yes, our 24/7 trading platform allows instant access.
