Business Details
Your Trusted Mortgage & Insurance Broker in Stockport
Kevin Bower Insurance & Mortgage is a dedicated brokerage specialising in residential and buy-to-let mortgages, alongside a comprehensive range of insurance solutions. With over 25 years of experience in financial services, including roles at major city banks and insurance firms, Kevin Bower provides tailored advice to meet individual client needs. The business operates under the regulatory oversight of the Financial Conduct Authority through its affiliation with Openwork Limited. Clients benefit from access to a wide selection of mortgage products from over 50 UK lenders, excluding direct-only deals. The service extends to life assurance, critical illness cover, income protection, and business insurance, sourced from a curated list of insurers.Kevin prioritises personalised guidance, ensuring clients understand their options for home purchases, remortgaging, or protection planning. The brokerage also addresses niche requirements such as adverse credit mortgages, self-employed lending, and specialist insurance policies. Transparency is maintained through clear fee disclosures, with commissions detailed separately for protection products. Based in Stockport, the business serves clients nationwide, combining local expertise with national market access. The team remains committed to ethical practices, regulatory compliance, and ongoing client support throughout the mortgage and insurance lifecycle.
Services
Mortgage Brokerage
Life Insurance
Income Protection
Critical Illness Cover
Business Insurance
Highlights and features
- We offer 25+ years of expertise in mortgages and insurance.
- Our FCA-regulated advice ensures compliance and client protection.
- We access exclusive mortgage deals not available on the high street.
- Tailored insurance solutions from trusted market providers.
- Specialist support for adverse credit, self-employed, and niche mortgages.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokerage
We provide expert mortgage brokering services, connecting clients with over 50 UK lenders. Our focus includes residential, buy-to-let, and specialist mortgages tailored to individual financial circumstances. Clients receive guidance on market options, including exclusive deals unavailable on the high street.
Life Insurance
Our life insurance solutions offer financial protection for dependents, with policies sourced from trusted insurers. We advise on term and whole-of-life cover, ensuring alignment with clients' long-term financial planning and family needs.
Income Protection
We arrange income protection policies to safeguard against financial hardship from illness or injury. These plans provide regular payments if you're unable to work, ensuring ongoing financial stability during recovery periods.
Critical Illness Cover
Our critical illness cover provides a lump sum upon diagnosis of specified serious conditions. This financial safety net helps cover medical expenses, lifestyle adjustments, or outstanding mortgage balances when needed most.
Business Insurance
We offer business insurance solutions including key man protection and partnership cover. These policies safeguard companies against financial losses arising from the death or incapacitation of essential personnel or business partners.
People
Kevin Bower
Mortgage & Insurance Broker
Kevin Bower brings over 25 years of experience in financial services, specialising in mortgages and insurance. He offers tailored advice on residential, buy-to-let, and specialist mortgages alongside life and business protection solutions.
Questions
What mortgage types do you offer?
We offer residential, buy-to-let, first-time buyer, remortgage, and specialist mortgages including adverse credit and self-employed lending options.
Do you provide insurance advice?
Yes, we advise on life assurance, critical illness cover, income protection, and business insurance from selected market providers.
Are your services FCA regulated?
Yes, we operate as appointed representatives of Openwork Limited, authorised and regulated by the Financial Conduct Authority.
How do you charge for mortgage advice?
We charge a fee for mortgage advice, with details provided in your quotation. Some protection products may include commission disclosure.
Can you help with second charge mortgages?
We refer second charge mortgage requirements to Enterprise Finance, a specialist broker for these products.
