Business Details
21 Years
experience
Expert Boat Insurance Solutions in Manchester
Craftinsure Ltd has been a trusted name in marine insurance for over two decades, serving a community of 20,000 boat owners. As part of Ripe Insurance Services Limited, we combine our extensive experience with a commitment to providing expert guidance and exceptional service. Our direct-to-customer model eliminates brokers, allowing us to offer competitive premiums while maintaining a focus on quality coverage. We specialise in tailored boat insurance policies, including third-party liability, theft protection, and damage coverage for various watercraft. Our team of specialists ensures policies meet the unique needs of boaters, whether for leisure or competitive sailing.With a streamlined online quote and purchase process, we enable customers to secure coverage in minutes. Our policies include up to 5 million in third-party cover and protection for equipment, outboard motors, and transit within Europe. We prioritise transparency, with clear terms outlining exclusions such as wear and tear or mechanical breakdown. Our UK-based customer service team provides support for claims and policy inquiries. Recognised by Trustpilot for customer satisfaction, we continue to innovate while maintaining our core values of reliability and expertise.
Services
Yacht Insurance
Motorboat Insurance
Narrowboat Insurance
Dinghy Insurance
RIB Insurance
Speedboat Insurance
SUP Insurance
Sailboard Insurance
Third Party Insurance
Details
- Year established: 2005
Highlights and features
- 20 years' experience in marine insurance
- Direct-to-customer model with no broker fees
- Up to 5 million third-party liability cover
- Tailored policies for all boat types
- Streamlined online quote and purchase process
Associations and certifications
- Financial Conduct Authority
What people say
Quick quote process
Excellent customer service
Competitive premiums
Comprehensive coverage options
Efficient claims handling
Services
Yacht Insurance
Yacht insurance provides comprehensive protection for luxury and recreational vessels. Policies include third-party liability, theft, accidental damage, and coverage for equipment and outboard motors. Ideal for owners seeking financial security against unforeseen incidents on waterways or during transit.
Motorboat Insurance
Motorboat insurance covers high-speed craft against damage, theft, and third-party claims. Policies extend to fire, storm, and mechanical failure risks, ensuring owners can navigate with confidence. Tailored options available for personal and competitive use.
Third Party Insurance
Third-party insurance safeguards against legal costs and compensation claims from accidents involving other vessels or property. Essential for meeting marina requirements and international travel, offering up to 5 million in protection for responsible boating.
Narrowboat Insurance
Narrowboat insurance addresses risks specific to canal and river navigation. Includes theft, collision damage, and liability protection. Designed for liveaboard or leisure use, with optional coverage for permanent mooring and inland waterway transit.
Sailboard Insurance
Sailboard insurance covers damage, loss, or theft of windsurfing equipment. Policies include liability for accidents on water and protection during transport. Ideal for recreational users and competitive athletes requiring reliable coverage for coastal or inland use.
Questions
What does boat insurance cover?
Boat insurance covers third-party liability, theft, accidental damage, fire, storm, and salvage costs. Exclusions include wear and tear and mechanical breakdown.
Is boat insurance legally required?
While not legally mandatory, many marinas and waterways require third-party liability cover for access or membership.
Can I get European coverage?
Yes, policies include up to 30 days of protection in continental Europe for eligible vessels.
How are premiums calculated?
Premiums depend on boat type, value, usage, storage location, and the owner's experience and claims history.
Do you cover racing activities?
Racing risks are covered for sailing craft if explicitly selected in the policy terms.
