Business Details
Trusted Insurance Brokers in Manchester
Steve Allen Insurance was founded on the principle of delivering exceptional service that many clients have never experienced before. With extensive experience as an insurance claims assessor, our founder identified critical gaps in standard insurance policies, which now informs our approach to tailoring coverage for clients. We prioritise comprehensive protection over cheap premiums, ensuring policies are structured correctly to avoid costly shortfalls during claims.Our mission is to build long-term relationships by acting as trusted advisors, focusing on the unique needs of property investors, businesses, and individuals. We challenge conventional industry practices by asking the right questions, addressing potential risks proactively, and providing unwavering support at the point of claim. Our culture is built on transparency, accountability, and a commitment to treating clients as partners rather than policy numbers.
Services
Property Investors Insurance
Professional Indemnity
Commercial Insurance
Prestige Home Insurance
Directors and Officers Insurance
Household Insurance
Motor Insurance
Highlights and features
- We identify policy flaws in 90% of reviewed insurance plans.
- Our team prioritises coverage quality over misleadingly low premiums.
- We tailor policies to address specific client risks and requirements.
- We provide dedicated support during claims, unlike many competitors.
- We build long-term relationships based on transparency and trust.
Associations and certifications
- Financial Conduct Authority
Services
Property Investors Insurance
We provide tailored insurance for property investors, ensuring comprehensive protection for single or multiple residential and commercial properties. Our policies address structural risks, liability claims, and income loss due to damage. With expertise in property-specific risks, we help investors safeguard their assets against unforeseen events.
Professional Indemnity
Our professional indemnity insurance covers legal costs and compensation arising from claims of negligence or breach of duty. Designed for consultants, advisors, and service providers, it protects against financial losses from errors in professional services. We ensure policies align with industry-specific risks and regulatory requirements.
Commercial Insurance
We offer comprehensive commercial insurance to protect businesses against property damage, liability claims, and operational disruptions. Policies include tailored options for premises, equipment, and public liability. Our approach ensures coverage aligns with your business's unique risks and continuity needs.
Prestige Home Insurance
Specialist insurance for high-value homes, including unique architectural features, luxury fittings, and bespoke security requirements. We address gaps in standard policies, ensuring full protection for premium properties. Coverage extends to outbuildings, valuables, and liability risks specific to affluent households.
Directors and Officers Insurance
This policy safeguards company directors against personal losses from legal actions related to their management roles. Coverage includes defence costs, settlements, and regulatory penalties. We tailor policies to address governance risks and ensure compliance with corporate governance standards.
Questions
What insurance services do you offer?
We provide tailored insurance for property investors, businesses, households, and professionals, including commercial insurance, directors' liability, and prestige home coverage.
Why should I review my existing insurance policy?
90% of policies we review contain flaws, such as inadequate coverage or incorrect structuring, which could leave you financially exposed during a claim.
How do you differ from other insurance brokers?
We prioritise coverage quality over cheap premiums, proactively address risks, and provide dedicated support during claims, unlike many competitors.
Are you regulated by any official body?
Yes, we operate under Ascott Insurance Brokers, which is authorised and regulated by the Financial Conduct Authority (FRN 311856).
Can you help with commercial property insurance?
Yes, we specialise in protecting commercial investments, ensuring policies align with the unique risks of your business and property portfolio.
