Business Details
Trusted Structural Defects Insurance in St Helens
Advantage Home Construction Insurance Home Construction Insurance (AHCI) is a leading provider of structural defects insurance and construction-related warranties across the United Kingdom. Established with a commitment to delivering gold-standard protection, we specialise in tailored solutions for residential and commercial developments, including self-build projects, barn conversions, and large-scale housing schemes. Our team of experts, boasting over 85 years of combined industry experience, works closely with developers, housing associations, and individual homeowners to ensure comprehensive coverage.With regional offices in Warrington, London, Birmingham, Belfast, and Yorkshire, we offer nationwide support backed by dedicated relationship managers. Our reputation for fast, reliable service is evidenced by our 6 billion in insured risks and partnerships with leading insurers. We prioritise transparency, technical expertise, and client-centric support, ensuring peace of mind for every project, whether a multi-million-pound development or a personal dream home.
Services
Structural Defects Warranty
Performance Bonds
Self-Build Insurance
Commercial Schemes
Retrospective Insurance
Barn Conversion Warranty
All Risks Insurance
Highlights and features
- We have 85 years of combined experience in structural insurance.
- We provide dedicated relationship managers for personalised service.
- We offer fast quote and cover implementation within 24 hours.
- We partner with leading insurers for robust policy underwriting.
- We deliver technical support from industry-recognised experts.
Associations and certifications
- Trading Standards Consumer Codes Approval Scheme
What people say
Professional and timely service
Dedicated relationship managers
Swift claims resolution
Technical expertise
Reliable coverage
Services
Structural Defects Warranty
Structural defects warranties protect against major flaws in new or converted residential developments, meeting UK mortgage lender requirements. Ideal for developers, housing associations, and self-builders, this 10-12 year coverage ensures compliance and buyer confidence. Our policies include technical inspections and claims support, with flexible terms for projects up to 50 million.
Performance Bonds
Performance bonds guarantee contractual obligations for construction projects, mitigating financial risk for developers and contractors. Widely accepted by local authorities, these bonds cover completion costs if a contractor defaults. We provide tailored solutions aligned with project specifications and regulatory standards.
Self-Build Insurance
Self-build insurance offers 10-year latent defect coverage for custom residential projects, including renovations and barn conversions. Designed for individual homeowners and small developers, it ensures compliance with building regulations and mortgage requirements, supported by technical expertise and streamlined claims processes.
Commercial Schemes
Commercial schemes insurance covers non-residential developments like offices, schools, and retail units. Our policies address structural risks, statutory compliance, and liability protection, catering to projects of all scales. We collaborate with developers and insurers to deliver cost-effective, comprehensive coverage.
Retrospective Insurance
Retrospective insurance provides structural coverage for completed buildings lacking existing policies. Suitable for older properties or developments with collapsed insurers, this solution ensures mortgage eligibility and peace of mind. We assess risks thoroughly to offer viable, long-term warranties.
People
Derek Byrne
Relationship Manager
Derek specialises in structural warranties, offering expert guidance to developers and builders. With a reputation for professionalism and efficiency, he streamlines complex insurance processes for clients nationwide.
Iain White
Account Manager
Iain provides tailored insurance solutions, known for saving clients money and delivering swift service. His technical expertise supports developers and homeowners through warranty procurement.
Michele Mauchel
Client Liaison
Michele assists with latent defects insurance, renowned for patience and precision. She ensures smooth certification processes, particularly for projects facing insurer collapses.
Josh Giblin
Technical Specialist
Josh supports conversion projects with responsive, detailed service. His expertise in compliance certificates benefits clients seeking 10-year latent defect warranties.
Daniel Phillips
Claims Coordinator
Daniel simplifies complex retrospective warranties, offering end-to-end support. His proactive approach resolves financial and logistical challenges for developers.
Questions
What does structural defects insurance cover?
Structural defects insurance protects against major flaws in load-bearing elements of buildings, such as foundations, walls, and roofs, typically over 10-12 years.
How quickly can I get a warranty?
We provide quotes within 24 hours and issue certificates promptly once documentation and surveys are complete.
Do you cover self-build projects?
Yes, we offer 10-year warranties for self-builds, including renovations and barn conversions, with technical support throughout the process.
Can I get insurance for an existing property?
Yes, we provide retrospective coverage for completed developments lacking existing policies, subject to assessment.
How do I make a claim?
Contact your dedicated relationship manager to initiate a claim, supported by necessary documentation and site inspections.
Are you part of consumer protection schemes?
We adhere to the Trading Standards Consumer Codes Approval Scheme, ensuring fair practices and dispute resolution for homebuyers.
