Business Details
21 Years
experience
Expert Insurance Solutions for Businesses and Individuals
Established in 2005, Horner Blakey operates as an independent insurance brokerage with offices in London and Billericay. Our team of experienced professionals specialises in commercial, personal, and property insurance solutions, leveraging direct access to London's leading underwriters to secure competitive premiums and tailored terms for clients across the UK. With over 16 years of industry expertise within our team, we combine deep market knowledge with impartial advice to address diverse insurance needs. Our independent status ensures we remain unaligned with any single insurer, prioritising client interests through transparent service and cost-effective solutions. We serve businesses ranging from owner-managed operations to major commercial enterprises, alongside private clients requiring specialist coverage.Our strategic location in the heart of the London insurance market enables direct engagement with underwriters at Lloyd's of London and other key institutions. Through dedicated account handling and a commitment to ongoing client education, we maintain long-term relationships built on trust and demonstrable value. Our services extend to niche areas such as impaired travel insurance, listed building coverage, and specialist motor insurance, reflecting our ability to address complex requirements. Regular updates on market developments and policy options ensure clients remain informed about evolving risks and protection strategies.
Services
Commercial Insurance
Property Insurance
Personal Insurance
Professional Indemnity Insurance
Employers Liability Insurance
Details
- Year established: 2005
Highlights and features
- We have 20+ years' experience in London's insurance market
- Our team includes specialists with 16+ years in niche insurance sectors
- We provide direct access to leading London market underwriters
- We operate with full transparency and no hidden fees
- Our independent status ensures unbiased policy recommendations
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to businesses of all sizes across London and the UK. Our offerings include professional indemnity, employers' liability, and cyber liability coverage. With access to leading underwriters in the London market, we negotiate competitive premiums while ensuring appropriate risk protection for sectors ranging from manufacturing to professional services.
Property Insurance
Our property insurance services cater to residential and commercial property owners, including specialist coverage for listed buildings, high-value homes, and properties with previous subsidence. We offer tailored policies for landlords of buy-to-let properties and commercial premises, ensuring protection against risks like fire, flood, and malicious damage through specialist providers in the London insurance market.
Professional Indemnity Insurance
We specialise in professional indemnity insurance for accountants, solicitors, and other professionals requiring protection against claims for negligence or breach of confidentiality. Our policies cover legal costs and compensation claims, with tailored solutions available for firms in various sectors. Our London market connections enable access to specialist underwriters for complex professional liability requirements.
Employers Liability Insurance
Mandatory employers' liability insurance is provided to businesses employing non-family members, covering compensation claims for work-related injuries or illnesses. We offer competitive policies compliant with UK legal requirements, with additional support for risk management and claims handling. Our services extend to specialist sectors including manufacturing and construction.
High Value Home Insurance
We offer bespoke insurance solutions for high-value residential properties, including listed buildings and luxury homes. Our policies cover unique risks associated with premium properties, with access to specialist underwriters in the London market. Additional coverage options include art collections, fine wines, and other valuable assets typically excluded from standard home insurance policies.
People
Gemma Tarrant
Account Handler
With 16 years' experience in private/public hire insurance, Gemma supports commercial clients with policy management and risk assessment. Her expertise ensures tailored insurance solutions for transport sector businesses.
Victoria Gutan
Account Administrator
Victoria provides essential support to our accounts team, managing financial reports and client documentation. Her organisational skills ensure efficient processing of insurance transactions and client communications.
Questions
What areas do you cover for commercial insurance?
We provide commercial insurance services across London, the Home counties, and throughout the UK, working with businesses in manufacturing, professional services, and other sectors.
Can you help with specialist property insurance?
Yes, we specialise in complex property insurance cases including listed buildings, high-value homes, and properties with previous subsidence, connecting clients with specialist London market underwriters.
How do you differ from online insurance providers?
As independent brokers, we offer personalised advice and access to exclusive London market underwriters unavailable through online platforms, ensuring tailored solutions rather than standardised policies.
What support do you provide during insurance claims?
We manage the entire claims process, liaising directly with insurers and loss adjusters while providing regular updates and on-site support for property damage cases.
Why use an independent insurance broker?
Our independence ensures unbiased recommendations across multiple insurers, securing competitive premiums and comprehensive coverage tailored to your specific requirements through direct market access.
