Business Details
44 Years
experience
Independent Insurance Brokers in Bedford
Established in 1982, Bullerwell Insurance has built a reputation as an independent insurance broker committed to delivering tailored solutions for both businesses and private clients. Our approach prioritises personal service, combining decades of industry experience with a deep understanding of evolving client needs. As part of the Ataraxia Broking Ltd network, we leverage extensive industry connections to secure competitive coverage that smaller brokers often cannot access. Regulated by the Financial Conduct Authority and a member of the British Insurance Brokers' Association, we maintain rigorous professional standards while specialising in complex insurance requirements ranging from high-value household policies to bespoke legal indemnities.Our team's technical expertise spans diverse sectors, including construction, technology, and heritage property insurance, supported by a dedicated in-house claims team that ensures comprehensive client support during critical moments.
Services
Business Insurance
Personal Insurance
Legal Indemnities
Cyber Insurance
Property Owners Insurance
Details
- Year established: 1982
Highlights and features
- Independent brokers with access to exclusive market deals
- Specialists in complex insurance requirements since 1982
- Regulated by the Financial Conduct Authority
- Dedicated in-house claims team for comprehensive support
- Technical expertise across construction, technology and heritage properties
Associations and certifications
- Financial Conduct Authority
- British Insurance Brokers' Association
What people say
Personalised service
Technical expertise
Reliable claims support
Competitive pricing
Bespoke solutions
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to specific industry needs, covering employers liability, cyber risks, property damage and professional indemnity. Our brokers work closely with clients to understand operational risks, offering protection for sectors ranging from construction to technology. With access to major insurers through our network membership, we secure competitive terms while maintaining personalised service.
Personal Insurance
Our private client team specialises in high-value household insurance, listed properties and bespoke motor coverage. We address unique requirements for thatched homes, second residences and non-standard properties, combining specialist knowledge with access to niche insurers. The dedicated claims team ensures prompt resolution when needed, supported by brokers who maintain long-term client relationships built on trust and understanding.
Legal Indemnities
We offer tailored legal indemnity solutions for property transactions, including chancel liability and rights of light policies. Our expertise addresses complex requirements beyond standard coverage, working with solicitors and property professionals to facilitate transactions. The service combines online quoting systems with traditional broking support to accommodate different client preferences while maintaining specialist underwriting knowledge.
Cyber Insurance
Our cyber insurance covers data breaches, business interruption and digital asset protection. Designed for modern businesses facing evolving threats, policies address ransomware risks, system vulnerabilities and regulatory compliance. Brokers provide risk management advice alongside coverage, particularly supporting technology firms and organisations transitioning from outdated systems like Windows 10.
Property Owners Insurance
Specialist coverage for commercial property owners, including Grade 1 listed buildings and unique heritage assets. Policies protect against structural damage, income loss and liability risks, with brokers understanding the specific requirements of historic properties. We've maintained long-term relationships with clients in this sector, providing continuity of coverage through changing insurance markets.
People
Ian Bullerwell
Founder
Established Bullerwell Insurance in 1982 after a career as an international rugby referee. Continues active involvement in the business while maintaining rugby connections through Bedford Blues Rugby Club patronage.
Neil Back
Ambassador
World Cup-winning England and British Lions player who joined the team, leveraging his sporting connections to strengthen the company's community engagement and brand visibility.
Stephen Hartshorne
Complaints Manager
Experienced insurance professional handling client concerns with over 20 years in the industry, ensuring compliance with FCA regulations and maintaining high standards of customer service.
Questions
What types of insurance does Bullerwell Insurance offer?
We provide business insurance, personal insurance and legal indemnity solutions, including specialist coverage for cyber risks, listed properties and complex commercial requirements.
How do you tailor insurance policies to client needs?
Our brokers conduct detailed risk assessments and leverage industry connections to create bespoke policies, particularly for non-standard requirements like heritage properties and technology sector risks.
How does the claims process work?
Our dedicated claims team provides direct support from submission through resolution, maintaining clear communication and leveraging broker relationships with insurers to ensure efficient outcomes.
Do you cover unique properties like listed buildings?
Yes, we specialise in insurance for Grade 1 listed properties and heritage assets, understanding the specific preservation requirements and replacement challenges these properties present.
How do you handle cyber insurance requirements?
We assess digital risks including ransomware vulnerabilities and data protection needs, providing coverage that evolves with emerging threats while offering proactive security advice.
