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Trusted Business Insurance Solutions in Taunton
Business Choice Direct has established itself as a trusted partner for commercial vehicle and business insurance solutions. With deep industry expertise, we specialise in tailoring policies to meet the unique needs of sole traders and SMEs, from courier van fleets to commercial property coverage. Our team prioritises understanding clients' operations to provide appropriate insurance strategies, backed by competitive pricing and 24-hour claims management. As part of the Lloyd & Whyte Group, we combine specialist knowledge with regulatory compliance under the Financial Conduct Authority.Our approach focuses on eliminating jargon while delivering reliable protection for business assets, liability coverage, and operational continuity. Through case studies and client testimonials, we demonstrate our commitment to transparent handling of accounts and long-term client relationships. Our services extend across vehicle insurance, property protection, and professional indemnity, supported by partnerships with major insurers to ensure comprehensive risk management solutions.
Services
Vehicle Insurance
Property Insurance
Liability Insurance
Business Interruption Cover
Professional Indemnity
Highlights and features
- We provide 24-hour claims management service
- Our team understands specific industry requirements
- Tailored policies for commercial vehicles and businesses
- Competitive pricing through specialist partnerships
- FCA-authorised and regulated insurance solutions
Associations and certifications
- Financial Conduct Authority
What people say
Competitive premiums
Tailored insurance solutions
Efficient claims process
Industry expertise
Personalised service
Services
Vehicle Insurance
Specialist vehicle insurance for commercial operators, including courier vans, fleets, and specialist vehicles. Our policies accommodate convicted drivers and impounded vehicle scenarios. Coverage extends to public/private hire taxis, minibuses, and HGVs with tailored premium structures.
Property Insurance
Comprehensive coverage for commercial properties including offices, shops, and salons. Policies include buildings and contents protection, business interruption cover, and cyber liability options. Tailored specifically for both owned and rented premises with flexible equipment coverage.
Liability Insurance
Combined liability solutions covering public, employer, and professional indemnity requirements. Additional options include cyber liability and directors' & officers' protection. Designed for businesses requiring multi-faceted risk management with clear policy terms and competitive premiums.
Questions
What types of business insurance do you offer?
We provide vehicle insurance, property coverage, liability protection, business interruption policies, and professional indemnity solutions tailored to SME needs.
Do I need office insurance if I rent my workspace?
Renters require Contents Insurance for business equipment and Employers Liability Insurance if they have staff. Buildings Insurance remains the landlord's responsibility.
How do you tailor insurance policies to specific businesses?
Our specialists assess your operational risks, assets, and industry requirements to create customised coverage packages with appropriate limits and exclusions.
What is included in commercial vehicle insurance?
Coverage includes convicted driver options, fleet management, specialist vehicles, and combined packages for couriers, hauliers, and taxi operators.
Can I get insurance for business equipment away from premises?
Yes, our Contents Insurance extends to portable equipment taken off-site during normal business operations, with specified coverage limits.
