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Business Details
25 Years
experience
Your Trusted Insurance Brokers in Wilmslow
Riskworks Business Services Business Services is an independent insurance and risk management company based in Wilmslow, Cheshire. Established in 2001, we specialise in providing tailored insurance solutions for businesses of all sizes and private clients with high-value assets. Our approach focuses on understanding each client's unique risks through detailed analysis, enabling us to secure bespoke coverage from leading insurers. As a partner broker of Hedron Network, we combine industry expertise with access to specialist markets to deliver competitive terms. Our dedicated account managers provide ongoing support, ensuring policies evolve with clients' needs while maintaining a proactive stance on risk mitigation.

With a heritage rooted in three generations of insurance broking experience, we prioritise transparency, technical excellence, and client-centric service. Our team handles the entire claims process personally, negotiating outcomes that align with policyholders' interests. We serve diverse sectors including manufacturing, technology, renewable energy, and private client portfolios, offering expertise in cyber risk, professional liability, and high-net-worth insurance. Our commitment to quality has earned recognition from the Financial Conduct Authority, underlining our adherence to regulatory standards and client protection.
Services
Business Insurance Cyber Insurance Private Client Insurance Risk Management Claims Handling
Details
  • Year established: 2001
Highlights and features
  • We have over 20 years of experience in specialist insurance broking
  • Our partnership with Hedron Network provides access to leading insurers
  • Dedicated account managers ensure ongoing policy relevance
  • Proactive risk assessment reduces exposure and insurance costs
  • We handle claims personally from start to finish
Associations and certifications
  • Financial Conduct Authority
Services
Business Insurance
We provide tailored business insurance solutions addressing sector-specific risks for companies of all sizes. Our expertise covers manufacturing, technology, renewable energy, and professional services sectors. Policies protect against property damage, liability claims, and business interruption while aligning with regulatory requirements. Our risk analysis ensures comprehensive protection that evolves with operational changes.
Cyber Insurance
Specialist cyber insurance covers data breaches, ransomware attacks, and business interruption from digital threats. We address network security, privacy liability, and dependent business continuity risks. Our policies include incident response support and compliance with evolving data protection regulations for businesses reliant on technology infrastructure.
Private Client Insurance
Bespoke insurance for high-net-worth individuals covering luxury assets including homes, art collections, and prestige vehicles. We offer agreed-value policies for fine art and jewellery, tailored motor fleet coverage, and specialist protection for overseas properties while maintaining personal service standards.
Risk Management
Our business impact analysis identifies critical risks across operations, supply chains, and digital infrastructure. We develop continuity plans and mitigation strategies that reduce insurance costs while improving corporate governance. Services include cyber risk assessments and business interruption planning tailored to specific industry challenges.
Claims Handling
We manage the entire claims process for commercial and private policies, from initial notification to settlement. Our team negotiates with insurers to ensure fair outcomes, provides documentation support, and implements risk reduction advice to prevent future claims while maintaining transparent client communication.
People
Nicholas Gray
CEO
Third-generation insurance broker with over 20 years' experience. Founded Riskworks Business Services Business Services in 2001 following senior roles at international brokers. Specialises in corporate risk strategy and business continuity planning while maintaining family tradition of technical excellence.
Stuart Chandler
Director
Insurance industry veteran with 35+ years' experience. Oversees strategic client relationships and market access through Hedron Network. Expertise spans Fortune 500 corporations to SMEs, ensuring tailored solutions that balance protection and cost efficiency.
Matthew Gray
Commercial Director
Fourth-generation broker managing commercial client services. Focuses on manufacturing, technology, and renewable energy sectors. Develops innovative risk transfer solutions while maintaining family legacy of technical expertise in complex insurance matters.
Lindsey Ramsden
Private Client Manager
Specialist in high-net-worth insurance with particular expertise in fine art, jewellery, and luxury assets. Manages bespoke portfolios for private clients, providing valuation support and risk mitigation strategies tailored to individual collections and properties.
Anna Ackerley
Marketing Manager
Insurance communications specialist with decade-long experience in risk management education. Develops client resources explaining complex insurance concepts while promoting Riskworks Business Services Business Services' tailored approach to business and private client protection.
Questions
What makes Riskworks Business Services Business Services' insurance approach different?
We conduct detailed business impact analyses to understand specific risks before recommending coverage. This ensures policies align precisely with your operational needs rather than offering generic solutions.
Which business sectors do you specialise in?
We work across manufacturing, technology, renewable energy, professional services, and hospitality sectors. Our team has specific expertise in complex risks associated with these industries.
How do you handle insurance claims?
Our dedicated team manages claims personally from notification to settlement, negotiating directly with insurers while keeping clients informed throughout the process.
Do you offer cyber insurance coverage?
Yes, we provide comprehensive cyber insurance addressing data breaches, business interruption, and network security risks tailored to your specific digital infrastructure and industry requirements.
What private client services are available?
We offer bespoke insurance for high-value homes, fine art, jewellery, prestige vehicles, and overseas properties with agreed-value policies and specialist risk management support.
How do you help reduce insurance costs?
Through proactive risk assessments and business continuity planning that demonstrate reduced exposure to insurers, often resulting in lower premiums while maintaining comprehensive protection.