Business Details
42 Years
experience
Emergency
services
Trusted Construction Insurance Brokers in Staffordshire
J C B Insurance is a specialist insurance broker established in 1984, wholly owned by the JCB Excavator Group. With over 35 years of experience, we provide tailored insurance solutions specifically designed for the construction and associated industries, including groundworks, civil engineering, plant hire, and demolition. Our expertise extends to creating exclusive insurance policies with added-value features not typically available elsewhere, supported by access to the full insurance market including Lloyds of London.Our team of knowledgeable professionals prioritises client needs, offering flexible service through both head office support and local account executives who meet clients at convenient times and locations. We actively monitor market changes to secure competitive rates while safeguarding clients from industry volatility, maintaining a client-centric approach that positions us as a trusted extension of our clients' businesses.
Services
Construction insurance
Plant insurance
Motor fleet insurance
Hired out plant insurance
Bespoke insurance broking
Details
- Year established: 1984
Highlights and features
- 35+ years' experience in construction industry insurance solutions
- Exclusive policies with added-value features unavailable elsewhere
- Financial Conduct Authority regulated for client protection
- 24/7 claims support and risk management assistance
- Local account executives providing flexible face-to-face service
Associations and certifications
- Financial Conduct Authority
- British Insurance Brokers Association
Services
Construction insurance
Specialist insurance for construction businesses including contractors all risks, liability coverage, and plant protection. Designed for groundworks, civil engineering, and demolition firms, this comprehensive solution safeguards against industry-specific risks while offering flexible terms tailored to project requirements.
Plant insurance
Comprehensive protection for owned and hired plant equipment with nil theft excess and new-for-old replacement options. Our policies include road risks coverage and are specifically designed for construction machinery, ensuring business continuity through equipment breakdowns or accidental damage.
Motor fleet insurance
Tailored fleet insurance solutions for businesses operating 5-500 commercial vehicles. Features include 24/7 claims helplines, driver training access, and legal assistance. Policies accommodate diverse vehicle types while providing cost-effective coverage with risk management support.
Hired out plant insurance
Specialist insurance for plant hire businesses enabling CPA/SPOA condition compliance. This fixed-cost solution allows charging waiver fees while retaining insurance control, with monthly payments improving cashflow through pay-per-use coverage for hired machinery.
Bespoke insurance broking
Tailored insurance programmes for complex businesses requiring non-standard coverage. Our experts collaborate to understand specific risk profiles, then leverage market relationships to create long-term solutions combining specialist liability and material damage protections for unique business requirements.
Questions
What construction industry risks do you cover?
We specialise in groundworks, civil engineering, plant hire, demolition, and associated sectors. Coverage includes contractors all risks, liability insurance, and plant protection tailored to construction-specific hazards.
Can you insure specialist construction machinery?
Yes, our plant insurance covers all makes and models of owned or hired equipment with features like new-for-old replacement and road risks options specifically for construction machinery.
How do you handle fleet insurance for vehicle numbers outside standard brackets?
Our flexible fleet solutions accommodate 5-500+ vehicles with scalable coverage options. We access specialist markets to create cost-effective programmes matching your operational requirements regardless of fleet size.
What support do you offer plant hire businesses?
JCB Hiremax provides dedicated plant hire insurance with monthly pay-as-you-go coverage. This allows charging waiver fees while maintaining control over hired equipment insurance, improving both protection and cashflow management.
How do you assist other insurance brokers?
Through JCB Wholesale, we offer construction and plant sector expertise to brokers. This includes access to exclusive facilities, specialist market relationships, and underwriting support for placing complex industry risks.
