Business Details
Emergency
services
Specialist Travel Insurance for Pre-Existing Medical Conditions
Free Spirit Travel Insurance is a specialist travel insurance provider dedicated to supporting individuals with pre-existing medical conditions. Established as the first scheme of its type in the UK, we have grown to become one of the largest providers in this niche market. Our team combines extensive industry expertise with a deep understanding of the challenges faced by customers seeking coverage for complex health needs. We offer tailored policies that cover a wide range of medical conditions, including cancer, heart disease, respiratory issues, and rare disorders, ensuring clients can travel with confidence.Our commitment to transparency, ethical practices, and client-centric service is demonstrated through features like 24/7 emergency support, online medical screening, and flexible cover options. With a 5-star Defaqto rating for our Super Duper cover, we maintain rigorous standards of quality while providing accessible solutions for customers often declined by mainstream insurers. Our policies also extend to travelling companions, ensuring comprehensive protection for entire parties.
Services
Medical Travel Insurance
Cancer Cover
Heart Condition Insurance
Respiratory Condition Cover
Single Trip Policies
Annual Multi-Trip Insurance
Winter Sports Cover
Cruise Holiday Insurance
Repatriation Services
Emergency Medical Support
Highlights and features
- Cover for most medical conditions and disabilities
- No upper age limit for most destinations
- 24/7 emergency medical helpline
- 5-star rated Super Duper cover option
- Online medical screening and instant quotes
Associations and certifications
- Defaqto Star Rating
What people say
24/7 emergency support
Competent medical screening
Flexible policy options
Quick claims settlement
Supportive customer service
Services
Medical Travel Insurance
Specialist travel insurance for pre-existing medical conditions, offering comprehensive protection for chronic illnesses and disabilities. Policies cover emergency medical treatment, repatriation, and cancellation costs while ensuring compliance with FCA regulations. Our team provides expert guidance through the declaration process.
Cancer Travel Insurance
Tailored policies for cancer patients and survivors, covering treatment-related complications, emergency care, and trip cancellations. We provide support for various cancer types including breast, lung, and blood cancers with flexible coverage options.
Heart Condition Insurance
Specialist protection for cardiovascular conditions including angina, heart failure, and post-operative care. Policies include emergency medical assistance, medication coverage, and repatriation services while maintaining strict underwriting standards.
Respiratory Condition Cover
Insurance solutions for asthma, COPD, and other breathing conditions, featuring oxygen therapy support and emergency treatment abroad. Our policies accommodate specific medication requirements and provide 24/7 medical assistance.
Annual Multi-Trip Insurance
Flexible annual policies for frequent travellers, covering multiple trips with durations up to 45 days per journey. Includes consistent medical protection across all journeys while offering cost-effective solutions for regular travellers.
Questions
Does Free Spirit cover pre-existing medical conditions?
Yes, we specialise in covering pre-existing conditions including cancer, heart disease, diabetes, and rare disorders through our tailored policies.
Can older travellers get cover?
We offer policies with no upper age limit for most destinations, with specific options for travellers aged 76+.
What medical conditions are excluded?
We cover most conditions but recommend contacting our team for specific exclusions related to terminal illnesses or high-risk treatments.
Is winter sports cover available?
Yes, winter sports cover is included as standard in our policies for activities like skiing and snowboarding.
Can I cover my travelling companions?
Yes, companions can be included on your policy regardless of their medical status, ensuring full trip protection for all parties.
How do I declare medical conditions?
Declare conditions through our online medical screening process or by speaking to our UK-based specialists during application.
