Business Details
49 Years
experience
Emergency
services
Your Trusted Independent Insurance Broker in Bude
Established in 1977, Hodgson Insurance Services operates as an independent family-run brokerage dedicated to delivering tailored insurance solutions. Our team prioritises understanding client needs, leveraging partnerships with over 100 UK insurers to secure competitive policies. With a heritage rooted in honesty and community, we specialise in personal and commercial insurance, including niche expertise in hospitality coverage.Our transparent fee structure and commitment to local knowledge ensure clients receive value-driven, reliable service. As FCA-authorised advisors, we combine decades of experience with a hands-on approach to protect what matters most to our clients.
Services
Car Insurance
Home Insurance
Business Insurance
Travel Insurance
Commercial Vehicle Insurance
Property Owners Insurance
Motorcycle Insurance
Gadget Insurance
Young Driver Insurance
Holiday Home Insurance
Details
- Year established: 1977
Highlights and features
- Over 45 years of independent insurance brokerage experience
- Access to 100+ UK insurers for competitive market comparisons
- Specialist knowledge in hospitality and commercial insurance
- Transparent fee structure with no hidden charges
- Family-led team with deep local community ties
Associations and certifications
- Financial Conduct Authority
Services
Car Insurance
We provide comprehensive car insurance solutions tailored to individual needs, covering standard vehicles, classic cars, young drivers, and temporary requirements. Our policies include options for breakdown assistance, GAP protection, and specialist coverage. With access to leading UK insurers, we ensure competitive premiums while maintaining high-quality service and support during claims processes.
Business Insurance
Our business insurance packages cater to diverse industries including hospitality, retail, and property management. Services include liability coverage, property protection, and fleet insurance with tailored options for B&Bs, restaurants, and commercial properties. We work closely with clients to assess risks and implement policies that safeguard operations while complying with regulatory requirements through trusted insurer partnerships.
Travel Insurance
We offer travel insurance policies covering domestic and international trips, with options for single journeys, annual multi-trips, and specialist requirements. Coverage includes medical emergencies, trip cancellations, and personal belongings protection. Our policies provide access to 24/7 emergency assistance while ensuring clear terms and conditions without hidden exclusions for peace of mind.
Property Owners Insurance
Our property insurance solutions protect residential and commercial landlords against risks including damage, liability claims, and loss of rental income. Policies cover single properties, blocks of flats, and holiday lets with flexible terms for different property types. We provide access to specialist insurers offering competitive rates while maintaining comprehensive protection for investment properties.
Motorcycle Insurance
We provide motorcycle insurance for various bike types including standard, classic, and high-performance models. Coverage options include third-party, fire & theft, and comprehensive policies with additional protections for breakdown assistance and personal injury claims. Our broker service ensures competitive pricing while maintaining tailored coverage through specialist motorcycle insurers.
People
Gary Hodgson
Managing Director
Third-generation insurance professional with 25+ years' experience, specialising in commercial insurance and hospitality coverage. Leads compliance operations while maintaining hands-on client relationships. Active in local sports and community initiatives.
Liz Hodgson
Managing Director
Co-founder with 45+ years in insurance brokerage, focusing on guest house policies and financial management. Organises local fundraising events and contributes to community development projects while maintaining business operations.
Robin Worden
Account Executive
15-year industry veteran handling personal and business policies. Enthusiast in fishing, gardening, and competitive bowls with technical expertise in insurer account management and policy administration.
Aaron Nash
Account Executive
Qualified insurance broker with 8 years' experience in personal lines and small business coverage. Passionate about sports analytics and community football development, providing accessible insurance guidance to new clients.
Julie Inch
Account Executive
Certified insurance professional with 12 years' experience in commercial and personal lines. Manages 150+ sheep on family farm while delivering tailored insurance solutions, combining rural expertise with modern brokerage practices.
Questions
What insurance products do you offer?
We provide car, home, travel, business, motorcycle, and specialist insurance for hospitality businesses, landlords, and commercial vehicles through 100+ UK insurers.
How can I get an insurance quote?
Request instant quotes online for most personal insurance products, or contact our Bude office for tailored business insurance assessments and complex coverage needs.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FRN: 1000347) ensuring compliance with UK financial services standards.
What are your office hours?
Our Bude office is open Monday-Friday 9am-5pm, Saturdays 9am-12pm. Emergency claims assistance available outside these hours through insurer helplines.
Do you offer local expertise?
As a Bude-based broker since 1977, we combine national insurer access with local knowledge of Cornwall and South West business and property requirements.
How do I make an insurance claim?
Contact our office during business hours or use direct insurer claims lines provided in policy documents. We assist with claim notifications and documentation requirements.