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Business Details
12 Years
experience
Business Insurance Specialists Lancashire
Established in 2014, Woodlands Insurance operates as a dedicated business insurance specialist serving Lancashire, North Yorkshire, Manchester, and nationwide. Our expertise spans haulage insurance, metal recycling insurance, commercial property insurance, and bespoke packages for diverse industries. Led by Managing Director David Sutcliffe with over 20 years' experience, we prioritise client interests through transparent negotiations, competitive pricing, and proactive claims management.

Our commitment to personalised service has retained over half our clients for six years or more, evidenced by testimonials praising our promptness, professionalism, and cost-saving capabilities. We work independently of insurers to tailor policies meeting specific business needs while maintaining compliance with health and safety regulations through trusted partners. This client-centric approach has solidified our reputation as a reliable alternative to larger corporate brokers.
Services
Contractors Insurance Commercial Property Insurance Haulage Insurance Metal Recycling Insurance Engineering Insurance Manufacturing Insurance Motor Trade Insurance Woodland Insurance Classic Vehicle Insurance Landlords Insurance
Details
  • Year established: 2014
Highlights and features
  • We offer over 20 years' experience in business insurance
  • Our team provides independent, insurer-free policy negotiations
  • We guarantee transparent premium justifications and cost control
  • Our service includes complimentary health and safety compliance guidance
  • Our clients benefit from dedicated claims management support
Associations and certifications
  • Financial Conduct Authority (FCA)
What people say
Professional and immediate support Competitive pricing guaranteed Prompt last-minute adjustments Bespoke tailored packages Excellent claims management
Services
Contractors Insurance
Comprehensive protection for construction and trade businesses against project-specific risks. Covers public liability, employers' liability, and contract works. Tailored for contractors operating nationwide with flexible terms matching project durations.
Commercial Property Insurance
Customised coverage for business premises including buildings, contents, and stock. Protects against fire, theft, and weather damage. Designed for property owners and tenants across multiple industries.
Haulage Insurance
Specialist insurance for transport operators covering goods in transit, vehicle fleets, and liability claims. Includes breakdown assistance and compliance support for haulage companies of all sizes.
Metal Recycling Insurance
Industry-specific protection addressing storage, handling, and transportation of recyclable materials. Covers premises, machinery, and environmental liabilities unique to metal recycling operations.
Engineering Insurance
Risk management for engineering firms covering plant machinery, equipment breakdowns, and liability claims. Includes bespoke solutions for mechanical and electrical engineering specialists.
People
David Sutcliffe
Managing Director
With over 20 years' experience in insurance, David leads client relationships and policy negotiations. He established Woodlands Insurance in 2014, focusing on independent, client-first solutions for businesses nationwide.
Kim Heron
Office Manager
Kim oversees administrative operations and client communications. She ensures efficient service delivery while maintaining organisational systems to support the company's growing client base across Lancashire and beyond.
Questions
What areas do you cover for business insurance?
We operate from Lancashire with nationwide coverage including Manchester, North Yorkshire, Liverpool, and Cumbria for all business insurance requirements.
How do you ensure competitive pricing?
By working independently of insurers, we negotiate directly to secure optimal rates while maintaining comprehensive coverage tailored to your specific business needs.
What specialist insurance options exist?
We provide niche coverage for metal recycling, haulage, engineering, and manufacturing sectors alongside standard business insurance products for commercial properties and contractors.
Can you assist with health and safety compliance?
Yes, we partner with accredited consultants to provide fire risk assessments, training, and compliance packages across multiple industries including hospitality and construction.
What happens during insurance claims?
We actively manage claims processes on your behalf, liaising with insurers to ensure timely resolutions while protecting your business interests throughout the procedure.
How long have you served businesses?
Established in 2014, over half our clients have maintained partnerships exceeding six years through our commitment to transparent, client-focused insurance solutions.