Business Details
42 Years
experience
Trusted Self Build and Developer Insurance Solutions
Established in 1984, Self Build Insure has pioneered self-build insurance solutions in the UK, maintaining its position as an industry leader for over three decades. As part of the Clear Group, we combine specialist expertise with the backing of Aviva, one of the world's largest insurers. Our team of self-build insurance experts provides tailored coverage for new builds, extensions, conversions, and renovations, offering comprehensive protection throughout the construction process. We operate under strict regulatory oversight from the Financial Conduct Authority (FCA), ensuring adherence to the highest professional standards.Our policies include contractors' all risks cover, public and employers' liability insurance, and plant and tools coverage, with flexible options for land liability and completed developments. We pride ourselves on swift claims handling, transparent documentation, and customer-focused service, evidenced by our membership in the National Association of Self Build Associations (NASBA). With FCA authorisation (number 307982) and company registration 3712209, we deliver insurance solutions that combine technical expertise with practical understanding of construction risks.
Services
Self Build Insurance
Developer Insurance
Land Liability Cover
Public Liability Insurance
Employers Liability Insurance
Details
- Year established: 1984
Highlights and features
- We have over 30 years of specialist experience in self-build insurance
- Our policies are backed by Aviva, one of the world's largest insurers
- We operate under strict FCA regulation (authorisation number 307982)
- We offer tailored insurance solutions for all construction project types
- We provide comprehensive coverage including land liability and completed developments
Associations and certifications
- Financial Conduct Authority
- National Association of Self Build Associations (NASBA)
What people say
Comprehensive coverage options
Specialist industry expertise
Efficient claims handling
Established reputation
Flexible policies
Services
Self Build Insurance
Our self-build insurance provides comprehensive coverage from contract exchange through construction to project completion. This includes protection against fire, theft, storm damage and accidental damage, with public liability cover up to 5 million and employers' liability up to 10 million. The policy covers various construction methods including brick and block, timber frame, and SIP panels, with optional extensions for plant and tools.
Developer Insurance
Tailored insurance solutions for property developers undertaking new builds, conversions or renovations. Our policies include contractors all risks cover, public liability up to 5 million, and employers' liability up to 10 million. The flexible coverage extends to existing structures during renovation and offers policy periods from 3 to 18 months, with options for extension if projects overrun.
Land Liability Cover
Designed for landowners awaiting construction commencement, this liability insurance protects against claims from injuries or damage occurring on self-build plots. The policy covers sites from purchase until building starts, providing peace of mind during planning and preparation phases when traditional self-build insurance would be inappropriate.
Public Liability Insurance
Mandatory coverage protecting against claims from injuries or property damage to third parties on construction sites. Our standard policies include 5 million public liability protection, essential for all building projects to safeguard against potential legal claims arising from site activities.
Employers Liability Insurance
Required when employing contractors, this insurance covers up to 10 million for claims related to employee injuries or illnesses during construction work. As a legal requirement for direct employment, our policies ensure compliance while protecting businesses from potential financial liabilities arising from workplace incidents.
People
Andy Reardon
Cert CII
Certified insurance professional with specialist expertise in self-build policies and risk management solutions for construction projects.
Debby Gallagher
Cert CII
Experienced insurance specialist providing expert guidance on self-build and developer insurance requirements.
Faye Martin
Key contact for policy administration and client support within the self-build insurance division.
Questions
What does self-build insurance typically cover?
Our policies cover fire, theft, storm damage and accidental damage during construction, with public liability up to £5 million and employers' liability up to £10 million.
Do I need insurance before construction starts?
Yes, we offer land liability cover for plots awaiting development to protect against third-party claims before building commences.
How long do developer insurance policies last?
Policies run from 3 to 18 months with extension options if projects overrun, plus 90 days post-completion for property sales or rentals.
Can I get insurance for unusual construction methods?
Yes, our coverage extends to various methods including ICF, SIP panels and cob construction, not just standard brick and block.
What happens if my project finishes early?
The policy provides 90 days of additional coverage after completion to facilitate property sales or rentals.
Are tools and equipment covered?
Optional plant and tools coverage up to £30,000 is available for owned or hired equipment used in construction projects.
