Business Details
26 Years
experience
Emergency
services
Trusted Insurance Services in Norwich
Policy Direct has been a leading online insurance specialist since 2000, offering competitively priced products with comprehensive coverage. Our expertise spans travel, home, cycle, and wedding insurance, tailored to meet diverse client needs. We combine digital convenience with a personal touch, supported by a knowledgeable team available via phone or email. Regulated by the Financial Conduct Authority and partnered with Lloyds, we ensure reliability and trust.Our policies cover pre-existing medical conditions, high-risk travel, and specialist activities, reflecting our commitment to inclusive, adaptable insurance solutions. With decades of combined experience, we prioritise transparency, customer-centric service, and innovative coverage options.
Services
Travel Insurance
Wedding Insurance
Cycle Insurance
Home Insurance
High-Risk Travel Insurance
Details
- Year established: 2000
Highlights and features
- We offer 20+ years of experience in online insurance solutions
- Our team provides personalized support for complex needs
- Regulated by the Financial Conduct Authority for trustworthiness
- Cover pre-existing medical conditions without additional premiums
- Specialist high-risk travel insurance with Lloyds backing
Associations and certifications
- Financial Conduct Authority
- Lloyds
Services
Travel Insurance
Our travel insurance offers annual multi-trip, single-trip, and long-stay options with standard coverage for leisure activities and winter sports. Policies include medical expenses up to 10 million, baggage protection, and pre-existing medical condition coverage. Ideal for adventurers seeking comprehensive protection across global destinations.
High-Risk Travel Insurance
Specialist insurance for hostile regions, including war, terrorism, and pandemic coverage. Provides emergency medical evacuation, crisis response, and 24/7 assistance. Designed for journalists, aid workers, and business travellers in high-threat environments through Lloyds-backed underwriting.
Wedding Insurance
Covers unforeseen cancellations, venue issues, and supplier failures for weddings. Includes protection against adverse weather, illness, and legal disputes. Ensures financial security for one of life's most important events with flexible policy options.
Cycle Insurance
Protects against theft, damage, and third-party liability for bicycles and accessories. Partnerships with Bikmo and Hiscox ensure competitive rates and comprehensive claims support. Includes coverage for GPS devices, helmets, and high-value cycling equipment.
Home Insurance
Flexible home insurance covering buildings, contents, and personal possessions. Includes flood, fire, and theft coverage with optional extras like accidental damage and legal protection. Partnered with SAGIC to offer ethical, customizable policies for homeowners and landlords.
Questions
What types of insurance does Policy Direct offer?
We provide travel, home, cycle, and wedding insurance with specialist options for high-risk travel and pre-existing medical conditions.
Can I get cover for pre-existing medical conditions?
Yes, we accept many pre-existing conditions at no extra cost and offer enhanced coverage for additional premiums after medical screening.
Are there age limits for travel insurance?
Cover is available up to age 79 for most policies, with winter sports coverage available up to age 65 for silver and gold packages.
What payment methods do you accept?
Payment options are available during the online quotation process, with no credit card charges or amendment fees.
Do you offer 24/7 emergency assistance?
Yes, our travel insurance includes a 24-hour medical assistance helpline for emergencies worldwide.
