Business Details
16 Years
experience
Emergency
services
Your Trusted Commercial Insurance Partner in the UK
Plan Insurance, a family-owned business with over 30 years of industry expertise, specialises in tailored commercial insurance solutions. Our approach combines deep sector knowledge with a commitment to understanding clients' unique needs, ensuring optimal coverage at competitive rates. We prioritise long-term relationships built on ethical practices and transparency, reflected in our Feefo Platinum Service Award and 4.8/5 customer rating.Our team of specialists provides dedicated support across motor trade, property, fleet, and construction insurance, alongside risk management services to mitigate business disruptions. With FCA authorisation and a focus on innovation, we deliver measurable value through claims management, cyber liability protection, and SME-focused packages, supporting businesses from start-up to enterprise level.
Services
Motor Trade Insurance
Commercial Combined
Contractors All Risks
Fleet Insurance
Cyber Liability
Property Owners Insurance
SME Packages
Taxi Insurance
Professional Indemnity
Employers Liability
Details
- Year established: 2010
Highlights and features
- 30+ years of specialist commercial insurance expertise
- Family-owned business with ethical, client-focused values
- Award-winning 24/7 claims management service
- Custom risk management tools reducing insurance premiums
- Platinum-rated customer service with 4.8/5 independent rating
Associations and certifications
- Financial Conduct Authority (FCA) no. 307249
- Feefo Platinum Trusted Service Award
What people say
Excellent service
Knowledgeable team
Smooth process
Competitive pricing
Prompt responses
Services
Motor Trade Insurance
Specialist insurance for car dealers, mechanics, and part-time traders. Covers vehicles in custody, road risk, and premises protection. Includes public liability and employers liability. Tailored for businesses from home traders to large forecourts. Available with 24/7 claims support and MID update assistance.
Commercial Combined
Integrated policies covering property damage, business interruption, and liability risks. Combines buildings, contents, and liability covers. Ideal for premises-based operations like garages and workshops. Includes optional cyber liability and professional indemnity extensions. Supports claims management and risk assessments.
Fleet Insurance
Flexible cover for commercial vehicle fleets. Features include driver flexibility, breakdown assistance, and non-fault replacement vehicles. Suitable for haulage, distribution, and logistics companies. Offers telematics integration and claims cost-saving measures through proactive management.
Risk Management
Comprehensive tools including HSE documentation, cyber security guidance, and compliance resources. Provides 700+ risk summaries, safety checklists, and business continuity templates. Available with expert consultant support for construction, motor fleet, and property sectors.
Claims Management
24/7 claims helpline with loss adjuster assistance. Covers material damage, business interruption, and HSE inspection support. Includes legal fee coverage for regulatory investigations. Offers dash cam integration and interim payment arrangements during claim resolution.
People
Katie
Insurance Adviser
Specialises in commercial insurance with a focus on SMEs. Maintains consistent communication and secures competitive quotes. Recognised for exceptional client feedback and policy expertise.
Michael Dowd
Account Manager
Provides hands-on insurance solutions for construction and motor trade clients. Available for policy adjustments and risk assessments. Praised for responsiveness and industry knowledge.
Jonathan Doherty
Fleet Insurance Specialist
Manages fleet insurance portfolios with emphasis on cost reduction and coverage optimisation. Handles policy renewals and claims coordination for logistics companies.
Questions
What types of commercial insurance do you offer?
We specialise in motor trade, fleet, property, construction, cyber liability, and SME packages with tailored risk management solutions.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under number 307249.
Do you offer 24/7 claims support?
Our motor claims helpline operates 24/7, 365 days a year for emergency assistance and accident management.
How do you help reduce insurance premiums?
We provide risk management tools, safety documentation, and loss recovery services to help businesses mitigate claims and lower costs.
Can part-time traders get insurance?
Yes, we offer tailored policies for part-time motor trade businesses including vehicle sales, repairs, and valeting services.
