Business Details
Professional Therapist Insurance Solutions
Therapist Insurance has been providing tailored insurance solutions for therapists and wellness professionals across the UK since 2003. Our expertise lies in offering comprehensive coverage for over 1,000 different therapies, including complementary medicine, fitness instruction, and mental health services. We specialise in Professional Liability Insurance, Public Liability, and Medical Malpractice policies designed specifically for counsellors, complementary therapists, and alternative medicine practitioners. Our policies include unique benefits such as full retroactive cover for previously insured work, legal and taxation defence packages, and international coverage excluding the USA and Canada.We maintain rigorous underwriting standards while ensuring accessibility for qualified practitioners, including those with overseas qualifications. Our team combines deep industry knowledge with a commitment to simplifying insurance procurement through our streamlined online platform. We operate with full transparency, clearly outlining policy exclusions related to nuclear radiation, terrorism, and criminal activities. Our Financial Conduct Authority authorisation (reference number 305787) demonstrates our commitment to regulatory excellence and client protection.
Services
Professional Liability Insurance
Public Liability Cover
Medical Malpractice
Student Therapist Insurance
International Coverage
Highlights and features
- We offer coverage for over 1,000 different therapies and wellness activities
- Our policies include full retroactive cover for previously insured work
- We provide legal and taxation defence packages with free helplines
- Our team has specialist knowledge of therapist insurance requirements
- We accept overseas and online qualifications meeting our criteria
Associations and certifications
- Financial Conduct Authority
Services
Professional Liability Insurance
Our Professional Liability Insurance protects therapists against claims of professional negligence or treatment-related incidents. This coverage extends to qualified practitioners in complementary medicine, mental health, and wellness fields. Policies include retroactive cover for previously insured work and legal defence support, ensuring comprehensive protection for your professional practice.
Public Liability Cover
Public Liability Cover safeguards against third-party injury or property damage claims occurring during your professional activities. This essential coverage is particularly important for therapists working in public spaces or client premises. Our policies provide up to 6 million protection while excluding high-risk scenarios like nuclear radiation or terrorism-related incidents.
Student Therapist Insurance
Designed specifically for therapy students, this insurance covers supervised practical work and case studies. Coverage requires proper course registration and tutor supervision. Students must work within their capabilities and disclose their status to clients, ensuring appropriate protection while gaining essential practical experience.
International Coverage
Our policies include coverage for professional activities conducted abroad, excluding the USA and Canada. This benefit supports therapists attending international conferences or providing temporary services overseas. Coverage applies to qualified practitioners meeting our underwriting criteria for international practice scenarios.
Legal Defence Package
The Legal and Taxation defence package provides expert assistance and financial protection against legal challenges related to your professional practice. This includes coverage for libel, slander, and documentation loss incidents. The package features free helplines offering immediate access to specialist legal advice and support services.
Questions
What types of therapy are covered by your insurance?
We cover over 1,000 therapies including acupuncture, reflexology, shiatsu, yoga, and complementary medicine practices. Our policies accommodate both established practitioners and emerging therapy specialisms.
Can I get insurance with overseas qualifications?
Yes, we accept overseas qualifications subject to verification. We may request additional training details but aim to provide coverage for qualified international practitioners meeting our criteria.
What's included in your professional liability policies?
Coverage includes public liability, medical malpractice, professional indemnity, libel/slander protection, and legal defence packages. Policies also feature retroactive cover for previously insured work.
How do I make a claim?
Contact our in-house claims team on 01684 580 798 during office hours or email [email protected] with incident details, supporting documentation, and correspondence records.
Do you offer student therapist coverage?
Yes, we provide insurance for supervised students meeting specific criteria including tutor verification and appropriate client disclosure requirements.
What are your policy exclusions?
Exclusions include liability for employee injuries, nuclear radiation, terrorism, criminal acts, and package travel regulations. Full details appear in policy documentation provided at purchase.
